Clay County property record for 3530 Riverview Cir, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.36 acres (15,822 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $344,000 (Jun 2020) |
| Tax Bill | $6,518 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 58.657.0020 |
| Primary APN | 58.657.0020 |
|---|
| Lot Area | 15,822 sqft (0.36 acres) |
|---|
| Street Address | 3530 RIVERVIEW CIR |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-5523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME RIVERVIEW ESTATES 2ND ADD SUBDIVISIONCD 58657 LOT 2 1 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 19 |
| Legal Subdivision | RIVERVIEW ESTATES 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20500 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3530 RIVERVIEW CIR, MOORHEAD, MN 56560-5523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · VA Mortgage FIRST INTERNATIONAL BANK |
| Jun 3, 2020 | Warranty Deed, Transfer · VA Mortgage FIRST INTERNATIONAL BANK & TRT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2020 · Amount on Record |
| Deed Sale | Jun 3, 2020 · Amount on Record |
| Prior Sale | Sep 23, 2013 · Amount on Record |
| Deed Document Number | 2020801507 |
| Prior Transfer Date | Oct 30, 2017 |
| Prior Transfer Doc | 0000774931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 3530 RIVERVIEW CIR, MOORHEAD, MN 56560-5523 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000820340 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 820340 |
| Name | FIRST INTERNATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jun 3, 2020 |
| Property Address | 3530 RIVERVIEW CIR, MOORHEAD, MN 56560-5523 |
| Document Number | 0000801507 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 801507 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,135.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3530 RIVERVIEW CIR, MOORHEAD, MN 56560-5523 |
| Document Number | 0000801508 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 801508 |
| Name | FIRST INTERNATIONAL BANK & TRT |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,518.00 (+15.69%) Homeowner's exemption | $419,800 (+3.96%) Land $75,300 Building $344,500 | $419,800 (+3.96%) Land $75,300 Building $344,500 |
| 2025 | $403,800 (+5.57%) Land $74,100 Building $329,700 | $403,800 (+5.57%) Land $74,100 Building $329,700 | |
| 2023 | $5,634.00 Homeowner's exemption | $382,500 Land $74,100 Building $308,400 | $382,500 Land $74,100 Building $308,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 5 (1997–2009) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2009 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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