3530 Ridgewood Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3530 Ridgewood Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,698 sqft · built 2004
Lot Size	0.195 acres (8,494 sqft)
Owner	Individual Name on Record
Last Sale	$190,600 (Aug 2004)
Tax Bill	$4,997 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550-0061-0378-00`

Property Details

APN / Parcel Number

Primary APN	`550-0061-0378-00`
Alternative APN	`0010230`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,698 sqft Living Area
Gross Area	3,330 sqft
1st Floor Area	1,250 sqft
2nd Floor Area	448 sqft
Basement Area	1,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	8,494 sqft (0.195 acres)
Garage Type	Attached
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	128 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3530 RIDGEWOOD AVE
City	CINCINNATI
State	OH
Zip	45211-2639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	NS RIDGEWOOD AV 0.1950 AC LOT 50 RIDGEWOOD PLACE SUB BLK A
Legal Subdivision	RIDGEWOOD PLACE SUB
Legal Block	A
Legal Lot Number	50
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3005
Census Tract	20802

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3530 RIDGEWOOD AVE, CINCINNATI, OH 45211-2639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Feb 6, 2024	Transfer on Death Deed, Transfer
Apr 2, 2018	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2004 · Amount on Record
Deed Sale	Aug 11, 2004 · Amount on Record
Prior Sale	Mar 24, 2004 · Amount on Record
Deed Document Number	2004176755
Deed Book / Page	9698 / 926
Last Transfer Date	Jan 30, 2024
Transfer Doc	0000007842
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3530 RIDGEWOOD AVE, CINCINNATI, OH 45211-2639
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096473
Date	Aug 10, 2021
Book Page	14477/535
Instrument	2021-0096473

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2046

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 6, 2024
Property Address	3530 RIDGEWOOD AVE, CINCINNATI, OH 45211-2639
Document Number	0000007842
Book / Page	15097 / 33
Map Reference	MB 370 PGS 94 AND 95
Instrument Date	Feb 2, 2024
Instrument	2024-0007842
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 RIDGEWOOD AVE, CINCINNATI, OH 45211-2639

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3530 RIDGEWOOD AVE, CINCINNATI, OH 45211-2639
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006914
Date	Apr 2, 2018
Instrument	18-0026914

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3530 RIDGEWOOD AVE, CINCINNATI, OH 45211-2639
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	VALMER LAND TITLE AGENCY BOX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102457
Date	Nov 20, 2019
Book Page	14048/01032
Instrument	2019-0102457

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	CINCINNATI, OH 45238

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 18, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,997.00 (+2.8%)	$82,670 (-) Land $11,550 Building $71,120	$236,200 (-) Land $33,000 Building $203,200
2024	$4,861.00 (-1.94%)	$82,670 (-) Land $11,550 Building $71,120
2023	$4,957.00 (+13.33%)	$82,670 (+35.64%) Land $11,550 Building $71,120	$236,200 (+35.64%) Land $33,000 Building $203,200
2022	$4,374.00 Homeowner's exemption	$60,950 Land $10,203 Building $50,747
2020			$174,140 Land $29,150 Building $144,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

Nearby Properties on Ridgewood Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures