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3530 Rambler Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3530 Rambler Ave, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,313 sqft · built 2021
Lot Size2.43 acres (106,199 sqft)
Owner2 Individual Names on File
Last Sale$100,000 (May 2019)
Tax Bill$7,183 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN30-26-31-4950-0001-1085

Property Details

APN / Parcel Number

Primary APN30-26-31-4950-0001-1085
Alternative APNs
  • 263130495000011085
  • 98263

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,313 sqft Living Area
Gross Area3,634 sqft Gross Area
1st Floor Area2,313 sqft 1st Floor
Stories1 Story
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area106,199 sqft (2.43 acres)
Garage TypeAttached
Garage Area828 sqft Garage
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3530 RAMBLER AVE
CitySAINT CLOUD
StateFL
Zip34772-7918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 52 N 1/2 LOT 108 LESS E 7.5 FT
Legal Range31E
Legal Township26S
Legal Section30
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block1085
Legal Lot Number108
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1027
Census Tract43304

Owner

Source: Osceola County records · APN 30-26-31-4950-0001-1085

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3530 RAMBLER AVE, SAINT CLOUD, FL 34772-7918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOUTH STATE BANK NA
May 28, 2019Warranty Deed, Transfer · Commercial Mortgage
CENTERSTATE BANK OF FLORIDA NA
Nov 09, 2017Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 28, 2019 · Amount on Record
Deed SaleMay 28, 2019 · Amount on Record
Prior SaleNov 09, 2017 · Amount on Record
Deed Document Number201968443
Deed Book / Page5531 / 17
Prior Transfer DateJan 19, 2010
Prior Transfer Doc0039382409
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3530 RAMBLER AVE, SAINT CLOUD, FL 34772-7918
Transaction TypeMortgage
Record UpdatedJan 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5041 WALKER ST, SAINT CLOUD, FL 34771-7888

Mortgage

Document Number0059021216
DateMar 02, 2021
Book Page5902/1216
Instrument2021030613
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueApr 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateApr 01, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.62%
Index1-Year CMT
Max Rate9.62%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 28, 2019
Property Address3530 RAMBLER AVE, SAINT CLOUD, FL 34772-7918
Document Number0055310017
Book / Page5531 / 0017
Map ReferenceMB B PG 52
Instrument DateMay 22, 2019
Instrument2019068443
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4949 CAMBRIDGE DR, 4949, MIMS, FL 32754-5481

Transferred To (Grantee/Buyer)

NameVerified Name
Address3842 WOOD THRUSH DR, KISSIMMEE, FL 34744-9156

Mortgage

Document Number0000553119
DateMay 28, 2019
Instrument5531/19
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueJun 08, 2029

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 09, 2017
Property Address3530 RAMBLER AVE, SAINT CLOUD, FL 34772-7918
Document Number0052370710
Book / Page005237 / 000710
Instrument DateNov 09, 2017
Instrument160845
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$560.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 700211 ST CLOUD FL 347700211, ST CLOUD, FL 34770-0211

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,183.00 (+4.12%) Homeowner's exemption$507,900 (+4.14%) Land $123,100 Building $384,800$507,900 (+4.14%) Land $123,100 Building $384,800
2024$6,899.00 (-2.9%)
2023$7,105.00 (+24.45%)$487,700 (+19.48%) Land $121,900 Building $365,800$487,700 (+19.48%) Land $121,900 Building $365,800
2022$5,709.00$408,200 Land $97,500 Building $310,700$408,200 Land $97,500 Building $310,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 820 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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