3530 Pine Dr, Kelseyville, CA 95451 Property Records

Lake County property record for 3530 Pine Dr, Kelseyville, CA 95451

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 977 sqft · built 1977
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (Nov 2017)
Tax Bill	$1,114 (2026)
Deeds & Mortgages	Oct 2023 Reverse Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`044-143-190-000`

Property Details

APN / Parcel Number

Primary APN	`044-143-190-000`
Alternative APN	`044-143-19`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Building Area	977 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Concrete
Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Old Parcel Number	044-143-19
Street Address	3530 PINE DR
City	KELSEYVILLE
State	CA
Zip	95451-9136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	PARCEL MAP
Legal Block	1
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE RIVIERA
Census Block Group	1
Census Block	1042
Census Tract	902

Owner

3530 Pine Dr is owned and occupied by an individual who bought it in November 2017.

Source: Lake County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3530 PINE DR, KELSEYVILLE, CA 95451-9136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Reverse Mortgage SMARTFI HOME LOANS LLC
Jul 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage MICHAEL A ROSI
Nov 21, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
May 2, 2017	Trustee's Deed, Foreclosure TITLE 365

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2017 · Amount on File
Deed Sale	Nov 21, 2017 · Amount on File
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	201715493
Prior Transfer Date	Apr 2, 2017
Prior Transfer Doc	0000005668
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	3530 PINE DR, KELSEYVILLE, CA 95451-9136
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	NOT AVAILABLE, FNC TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 PINE DR, KELSEYVILLE, CA 95451-9136

Mortgage

Document Number	0000011059
Date	Oct 10, 2023
Instrument	2023011059

Lender

Name	SMARTFI HOME LOANS LLC
Address	PLANO, TX 75024

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	3530 PINE DR, KELSEYVILLE, CA 95451-9136
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 PINE DR, KELSEYVILLE, CA 95451-9136

Mortgage

Document Number	0000010392
Date	Jul 29, 2022
Instrument	2022010392

Lender

Name	MICHAEL A ROSI
Type	Private Party
Address	5137 BAYLIS POINT DR, LOWER LAKE, CA 95457

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Nov 21, 2017
Property Address	3530 PINE DR, KELSEYVILLE, CA 95451-9136
Document Number	0000015493
Instrument Date	Nov 17, 2017
Instrument	15493
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$94.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 PINE DR KELSEYVILLE CA 954519136, KELSEYVILLE, CA 95451-9136

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE CA
Recording Date	May 2, 2017
Property Address	3530 PINE DR, KELSEYVILLE, CA 95451-9136
Document Number	0000005668
Instrument Date	Apr 21, 2017
Instrument	5668
Transaction Type	Foreclosure
Record Updated	Mar 19, 2018
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Tax	$94.06
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	18700 NW WALKER RD #92 BEAVERTON OR 970062950, 92, BEAVERTON, OR 97006-2950
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 3530 Pine Dr was $1,114, up 2.4% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Kelseyville Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,114.00 (+2.39%)	$99,804 (+2%) Land $24,369 Building $75,435
2025	$1,088.00	$97,848 Land $23,892 Building $73,956
2023	$1,059.00 (+2.72%)	$94,050 Land $22,965 Building $71,085
2022	$1,031.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3530 Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3530 Pine Dr is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY CSA 20 - SODA BAY serves 2,003 people · EPA ID CA1710022
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Dr

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