Duval County property record for 3530 Phyllis St, Jacksonville, FL 32205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 975 sqft · built 1950 |
| Lot Size | 0.2 acres (8,702 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,000 (Feb 2023) |
| Tax Bill | $2,445 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Apr 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078927-0000 |
| Primary APN | 078927-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| Gross Area | 1,165 sqft |
| 1st Floor Area | 975 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,702 sqft (0.2 acres) |
| Lot Dimensions | 112 ft deep x 80 ft wide |
| Porch | Finished Screened Porch |
| Porch Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3530 PHYLLIS ST |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32205-5410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMD-A |
| Legal Description | 6-89 20-2S-26E .20 S/D LOT 12 BLK 71 EDGEWOOD LOTS 9,10 |
| Legal Range | 26E |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | EDGEWOOD S/D LOT 12 BLK71 |
| Legal Block | 71 |
| Legal Lot Number | 12 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE WEST |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 2502 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3530 PHYLLIS ST, JACKSONVILLE, FL 32205-5410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2023 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 25, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Apr 25, 2022 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Sep 3, 2020 | Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2023 · Amount on Record |
| Deed Sale | Feb 28, 2023 · Amount on Record |
| Prior Sale | Apr 25, 2022 · Amount on Record |
| Deed Document Number | 202339120 |
| Deed Book / Page | 20595 / 316 |
| Prior Transfer Date | Mar 4, 2022 |
| Prior Transfer Doc | 0202381220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Feb 28, 2023 |
| Property Address | 3530 PHYLLIS ST, JACKSONVILLE, FL 32205-5410 |
| Document Number | 0205950316 |
| Book / Page | 20595 / 316 |
| Map Reference | MB 6 PG 89 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 2023039120 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,169.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Address | 3530 PHYLLIS ST, JACKSONVILLE, FL 32205-5410 |
| Document Number | 0020595318 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 20595/318 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Apr 25, 2022 |
| Property Address | 3530 PHYLLIS ST, JACKSONVILLE, FL 32205-5410 |
| Document Number | 0202381222 |
| Book / Page | 20238 / 1222 |
| Map Reference | MB 6 PG 89 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 2022103727 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3530 PHYLLIS ST, JACKSONVILLE, FL 32205-5410 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Apr 25, 2022 |
| Property Address | 3530 PHYLLIS ST, JACKSONVILLE, FL 32205-5410 |
| Document Number | 0202381220 |
| Book / Page | 20238 / 1220 |
| Map Reference | MB 6 PG 89 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 2022103726 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1351 MELSON AVE, 1351, JACKSONVILLE, FL 32254-2472 |
| Name | Verified Name |
|---|---|
| Address | 3530 PHYLLIS ST, JACKSONVILLE, FL 32205-5410 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3530 PHYLLIS ST, JACKSONVILLE, FL 32205-5410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0193550629 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 19355/629 |
| Instrument | 2020193317 |
| Name | 121 FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 2, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,239 (-0.74%) Land $59,520 Building $98,719 | $158,239 (-0.74%) Land $59,520 Building $98,719 | |
| 2025 | $2,445.00 (-16.01%) Homeowner's exemption | $159,423 (+1.1%) Land $59,520 Building $99,903 | $159,423 (+1.1%) Land $59,520 Building $99,903 |
| 2024 | $2,911.00 (-3.39%) | ||
| 2023 | $3,013.00 (+131.59%) | $157,693 (+40.13%) Land $63,240 Building $94,453 | $157,693 (+40.13%) Land $63,240 Building $94,453 |
| 2022 | $1,301.00 | $112,536 Land $63,240 Building $49,296 | $112,536 Land $63,240 Building $49,296 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1992–2015) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Nov 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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