3530 Oak Ave, Miami, FL 33133 Property Records

Miami-Dade County property record for 3530 Oak Ave, Miami, FL 33133

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1957
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$973 (2025)
Deeds & Mortgages	Nov 2025 Reverse Mortgage Mar 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-4121-007-2000`

Property Details

APN / Parcel Number

Primary APN	`01-4121-007-2000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,476 sqft Living Area
Gross Area	1,767 sqft
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1982
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Porch
Porch Area	286 sqft

Location & Zoning

Street Address	3530 OAK AVE
City	MIAMI
State	FL
Zip	33133-4929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	FROW HOMESTEADPB B-106 LOT 4 BLK 14 LOT SIZE 50.000 X 100 OR 9869-0381 COC 25531-3153/26419-0347 0307 5 COC 25831-1712 07 2007 4
Legal Range	41E
Legal Township	54S
Legal Section	21
Legal Subdivision	FROW HOMESTEAD
Legal Block	14
Legal Lot Number	4
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2012
Census Tract	7101

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3530 OAK AVE, MIAMI, FL 33133-4929
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC
Mar 8, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 18, 2023
Transfer Doc	0000155027
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3530 OAK AVE, MIAMI, FL 33133-4929
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 OAK AVE, MIAMI, FL 33133-4929

Mortgage

Document Number	0000878389
Date	Nov 25, 2025
Book Page	35045/128
Instrument	2025R0878389

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	ANNAPOLIS, MD 21401

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	657 Months
Due	Aug 30, 2080

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2026
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.7%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DADE FL
Recording Date	Mar 8, 2023
Property Address	3530 OAK AVE, MIAMI, FL 33133-4929
Document Number	0000155027
Book / Page	33612 / 1452
Map Reference	MB B PG 106
Instrument Date	Feb 18, 2023
Instrument	2023R0155027
Transaction Type	Transfer
Record Updated	Apr 3, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3530 OAK AVE, MIAMI, FL 33133-4929

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3530 OAK AVE, MIAMI, FL 33133-4929

Mortgage

Document Number	0000001454
Date	Mar 8, 2023
Instrument	33612/1454

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	689 Months
Due	Aug 30, 2080

Interest

Rate Type	Adjustable Rate
Rate	7.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.4%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Miami City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$973.00 (+3.18%) Homeowner's exemption Widower's exemption	$76,865 (+5.96%)	$752,156 (+19.62%) Land $600,000 Building $152,156
2024	$943.00 (+0.11%)
2023	$942.00 (-7.56%) Homeowner's exemption Additional exemption filed	$72,543 (+3%)	$628,803 (+43.25%) Land $490,000 Building $138,803
2022	$1,019.00 Homeowner's exemption Additional exemption filed	$70,431	$438,970 Land $300,000 Building $138,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Hotwire Communications.

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