Spencer County property record for 3530 Murphy Ln, Mount Eden, KY 40046
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,150 sqft · built 1980 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,000 (Jul 2022) |
| Tax Bill | $2,027 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Oct 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-22-0A |
| Primary APN | 54-22-0A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.519 acres) |
| Account Number | 318531 |
|---|---|
| Street Address | 3530 MURPHY LN |
| City | MOUNT EDEN |
| State | KY |
| Zip | 40046-8177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MURPHY FM DIV/.52 AC |
| Legal Subdivision | MURPHY FM DIV |
| Jurisdiction | SPENCER KY |
| Township / Civil Division | TAYLORSVILLE |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 80200 |
3530 Murphy Ln is owned and occupied by an individual who bought it in July 2022.
Source: Spencer County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3530 MURPHY LN, MOUNT EDEN, KY 40046-8177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed, Transfer · Conventional Mortgage TRANSCEND CU |
| Oct 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Oct 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on File |
| Deed Sale | Jul 27, 2022 · Amount on File |
| Prior Sale | Oct 9, 2020 · Amount on File |
| Deed Document Number | 230180 |
| Deed Book / Page | 323 / 330 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPENCER KY |
| Recording Date | Jul 27, 2022 |
| Property Address | 3530 MURPHY LN, MOUNT EDEN, KY 40046-8177 |
| Document Number | 000323/330 |
| Book / Page | 323 / 330 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 230180 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $209.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 148 TWIN BROOK CT, 148, SHELBYVILLE, KY 40065-6345 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3530 MURPHY LN, MOUNT EDEN, KY 40046-8177 |
| Document Number | 0000230181 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 230181 |
| Name | TRANSCEND CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER KY |
| Property Address | 3530 MURPHY LN, MOUNT EDEN, KY 40046-8177 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 497/023 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 497/023 |
| Instrument | 209025 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER KY |
| Property Address | 3530 MURPHY LN, MOUNT EDEN, KY 40046-8177 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 518/628 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 518/628 |
| Instrument | 214504 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Nov 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPENCER KY |
| Recording Date | Oct 9, 2020 |
| Property Address | 3530 MURPHY LN, MOUNT EDEN, KY 40046-8177 |
| Document Number | 307/544 |
| Book / Page | 307 / 544 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 219607 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Title Company | EASY TITLE COMPANY LLC, LEGACY TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3500 MURPHY LN, 3500, MOUNT EDEN, KY 40046-8177 |
| Name | Verified Name |
|---|---|
| Address | 3520 MURPHY LN, MOUNT EDEN, KY 40046-8177 |
| Investor | Possibly a Property Investor |
| Document Number | 219608 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 219608 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 3530 Murphy Ln was $2,027.
Source: Spencer County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Spencer County |
| Unified School District | Spencer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,027.00 | $209,000 Land $20,000 Building $189,000 | $209,000 |
| 2023 | $2,052.00 | $209,000 Land $20,000 Building $189,000 | $209,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3530 Murphy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3530 Murphy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bluegrass Fiber Fixed Wireless | 50 / 10 |
| All Points Broadband Fixed Wireless | 10 / 1 |
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