3530 Monument Dr, Deltona, FL 32738 Property Records

Volusia County property record for 3530 Monument Dr, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,180 sqft · built 2002
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (May 2015)
Tax Bill	$4,339 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8130-62-13-0130`

Property Details

APN / Parcel Number

Primary APN	`8130-62-13-0130`
Alternative APNs	`31183062130130` `30183162130130` `2875615.0` `2875615`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,180 sqft Living Area
Gross Area	1,580 sqft
1st Floor Area	1,180 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Exterior Material	Concrete/Cinder Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	125 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2875615
Street Address	3530 MONUMENT DR
City	DELTONA
State	FL
Zip	32738-9431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 13 BLK 1595 DELTONA LAKES UNIT 62 MB 28 PGS 95-99 INC PER OR 4853 PG 1810 PER OR 7111 PGS 4980-4981
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	62
Legal Block	1595
Legal Lot Number	13
Legal Unit	62
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	1
Census Block	1034
Census Tract	91035

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2320 BAJA TRL, ORMOND BEACH, FL 32174-2554
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2015 · Amount on File
Deed Sale	May 1, 2015 · Amount on File
Prior Sale	Apr 24, 2002 · Amount on File
Deed Document Number	201578784
Deed Book / Page	7111 / 4980
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3530 MONUMENT DR, DELTONA, FL 32738-9431
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	SMART TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 MONUMENT DR, DELTONA, FL 32738-9431

Mortgage

Document Number	0082104162
Date	Feb 28, 2022
Book Page	8210/4162
Instrument	2022046920

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3530 MONUMENT DR, DELTONA, FL 32738-9431
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	SMARTTITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 TRLVOLL MILLTARY HOUSING, DELTONA, FL 32738

Mortgage

Document Number	0079102999
Date	Sep 14, 2020
Book Page	7910/2999
Instrument	2020-173515

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3530 MONUMENT DR, DELTONA, FL 32738-9431
Document Number	0074683199
Book / Page	007468 / 003199
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E LITTLE DIPPER KILLEEN TX 765426427, KILLEEN, TX 76542-6427

Mortgage

Document Number	0074683199
Date	Nov 7, 2017
Book Page	007468/003199
Instrument	215307

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,649 (-2.21%) Land $56,092 Building $182,557	$238,649 (-2.21%) Land $56,092 Building $182,557
2025	$4,339.00 (+6.37%)	$244,030 (+3.08%) Land $56,092 Building $187,938	$244,030 (+3.08%) Land $56,092 Building $187,938
2024	$4,079.00 (+5.16%)
2023	$3,879.00 (+8.41%)	$236,738 (+16.1%) Land $57,348 Building $179,390	$236,738 (+16.1%) Land $57,348 Building $179,390
2022	$3,578.00	$203,902 Land $43,907 Building $159,995	$203,902 Land $43,907 Building $159,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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