3530 Monarch Cir, Naperville, IL 60564 Property Records

DuPage County property record for 3530 Monarch Cir, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,666 sqft · built 1993
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Sep 2013)
Tax Bill	$16,204 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-32-402-011`

Property Details

APN / Parcel Number

Primary APN	`07-32-402-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,666 sqft Living Area
Gross Area	5,312 sqft
1st Floor Area	1,851 sqft
2nd Floor Area	1,815 sqft
Basement Area	1,646 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Brick
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	13.9 ft deep x 8.5 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3530 MONARCH CIR
City	NAPERVILLE
State	IL
Zip	60564-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WHITE EAGLE CLUB UNIT 4 ALL
Legal Subdivision	WHITE EAGLE CLUB UNIT 4
Legal Lot Number	202
Legal Unit	4
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1000
Census Tract	846513

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3530 MONARCH CIR, NAPERVILLE, IL 60564-9785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Nov 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2013 · Amount on Record
Deed Sale	Sep 25, 2013 · Amount on Record
Deed Document Number	2013136560
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	3530 MONARCH CIR, NAPERVILLE, IL 60564-9785
Document Number	0000060916
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 MONARCH CIR NAPERVILLE IL 605649785, NAPERVILLE, IL 60564-9785

Mortgage

Document Number	0000060916
Date	Jul 23, 2019
Instrument	60916

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	3530 MONARCH CIR, NAPERVILLE, IL 60564-9785
Document Number	0000109126
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 13, 2018
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 MONARCH CIR NAPERVILLE IL 605649785, NAPERVILLE, IL 60564-9785

Mortgage

Document Number	0000109126
Date	Nov 26, 2018
Instrument	109126

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,204.00 (+21.49%)	$225,075 (+34.48%) Land $48,942 Building $176,133	$675,225 (+34.48%) Land $146,826 Building $528,399
2022	$13,338.00 Homeowner's exemption	$167,370 Land $36,090 Building $131,280	$502,110 Land $108,270 Building $393,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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