St. Louis County property record for 3530 Hwy 21, Embarrass, MN 55732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,456 sqft · built 1978 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $85 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 565-0010-01900 |
| Primary APN | 565-0010-01900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Gross Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 420 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 740044 |
|---|---|
| Street Address | 3530 HIGHWAY 21 |
| City | EMBARRASS |
| State | MN |
| Zip | 55732-8007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | NE1/4 OF NE1/4 EX E 330 FT OF N 660 FTAND EX S1/2 AND EX WLY 330 FT OF ELY660 FT OF NLY 660 FT AND EX THAT PARTLYING WLY OF E |
| Legal Range | 14W |
| Legal Township | 60N |
| Legal Section | 13 |
| Legal Subdivision | WAASA TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | WAASA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 13900 |
3530 Hwy 21 is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3530 HIGHWAY 21, EMBARRASS, MN 55732-8007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3530 Hwy 21 was $85 with a homeowner's exemption.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Waasa Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85.00 Homeowner's exemption | $218,100 (+13.71%) Land $32,500 Building $185,600 | $218,100 (+13.71%) Land $32,500 Building $185,600 |
| 2024 | $85.00 | $191,800 Land $33,200 Building $158,600 | $191,800 Land $33,200 Building $158,600 |
| 2022 | $85.00 | $149,400 Land $29,000 Building $120,400 | $149,400 Land $29,000 Building $120,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3530 Hwy 21 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3530 Hwy 21 is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 74% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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