Lake County property record for 3530 Garfield Ave, Clearlake, CA 95422
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,849 sqft · built 1993 |
| Lot Size | 1.66 acres (72,310 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,232 (2026) |
| Deeds & Mortgages | Apr 2023 Transfer Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-446-280-000 |
| Primary APN | 039-446-280-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,849 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Wood |
| Lot Area | 72,310 sqft |
| Old Parcel Number | 039-446-28 |
|---|---|
| Street Address | 3530 GARFIELD AVE |
| City | CLEARLAKE |
| State | CA |
| Zip | 95422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PARKERS ADD/CLEAR LAKE HLNDS |
| Legal Block | 1 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | CLEARLAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 802 |
3530 Garfield Ave is owned and occupied by two individuals.
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 4162, CLEARLAKE, CA 95422-4101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2023 | Intrafamily Transfer, Transfer |
| Apr 27, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Apr 25, 2023 |
| Property Address | 3530 GARFIELD AVE, CLEARLAKE, CA 95422 |
| Document Number | 0000004483 |
| Map Reference | MB 4 PG 65 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023004483 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | PO BOX 4162, CLEARLAKE, CA 95422-4162 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 3530 GARFIELD AVE, CLEARLAKE, CA 95422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005450 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 2017005450 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Apr 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Municipality | Clearlake City |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,232.00 (+2.44%) Homeowner's exemption | $368,695 (+2%) Land $37,678 Building $331,017 |
| 2025 | $4,131.00 (+0.41%) Homeowner's exemption | $361,467 (+4.04%) Land $36,940 Building $324,527 |
| 2023 | $4,114.00 (+5.27%) | $347,432 Land $35,506 Building $311,926 |
| 2022 | $3,908.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3530 Garfield Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3530 Garfield Ave is high, ranking above 86% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 66% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDS MUTUAL WATER COMPANY private · serves 7,772 people · EPA ID CA1710003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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