3530 E Dolphin Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 3530 E Dolphin Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,624 sqft · built 2022
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Feb 2021)
Tax Bill	$4,644 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan Nov 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`235NA03701`

Property Details

APN / Parcel Number

Primary APN	`235NA03701`
Alternative APNs	`206619504283` `80119403`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,624 sqft Heated Area
Gross Area	3,995 sqft
1st Floor Area	565 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80119403
Street Address	3530 E DOLPHIN DR
City	OAK ISLAND
State	NC
Zip	28465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-15 B-21 S-2 OAK ISLAND PL-1/96
Legal Subdivision	OAK ISLAND
Legal Block	21
Legal Lot Number	15
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1009
Census Tract	20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15725 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5227
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 12, 2021	Warranty Deed, Transfer
Nov 12, 2021	Warranty Deed, Transfer
Feb 12, 2021	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Prior Sale	Dec 1, 2004
Deed Book / Page	4548 / 349
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	3530 E DOLPHIN DR, OAK ISLAND, NC 28465-5809
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15725 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5227

Mortgage

Document Number	0048040919
Date	Feb 28, 2022
Book Page	4804/919

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.12%
Index	Other
Margin	3
Max Rate	8.12%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Nov 12, 2021
Property Address	3530 E DOLPHIN DR, OAK ISLAND, NC 28465-5809
Document Number	0047430901
Book / Page	4743 / 901
Map Reference	MB 1 PG 96-99
Instrument Date	Nov 8, 2021
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15725 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3528 E DOLPHIN DR, OAK ISLAND, NC 28465-5809

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Nov 12, 2021
Property Address	3530 E DOLPHIN DR, OAK ISLAND, NC 28465-5809
Document Number	0047430904
Book / Page	4743 / 904
Map Reference	MB 1 PG 96-99
Instrument Date	Nov 5, 2021
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15701 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 E DOLPHIN DR, OAK ISLAND, NC 28465-5809
Investor	Possibly a Property Investor

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Feb 12, 2021
Property Address	OAK ISLAND, NC 28465
Document Number	0045480349
Book / Page	004548 / 000349
Instrument Date	Feb 4, 2021
Transaction Type	Transfer
Record Updated	Mar 10, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15725 WILLOWMORE DR MIDLOTHIAN VA 231125227, MIDLOTHIAN, VA 23112-5227

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,215,830 (-) Land $350,000 Building $865,830	$1,215,830 (-) Land $350,000 Building $865,830
2025	$4,644.00	$1,215,830 (+58.86%) Land $350,000 Building $865,830	$1,215,830 (+58.86%) Land $350,000 Building $865,830
2023		$765,340 Land $350,000 Building $415,340	$765,340 Land $350,000 Building $415,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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