3530 Crystal Lake Rd, Barnum, MN 55707 Property Records

Carlton County property record for 3530 Crystal Lake Rd, Barnum, MN 55707

Property Summary

Property TypeSingle Family Home
Lot Size8 acres (348,480 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Oct 2009)
Tax Bill$3,954 (2026)
Deeds & MortgagesJun 2022 Refinance
May 2020 Refinance
Flood ZoneZone X (minimal risk)
APN39-020-1495

Property Details

APN / Parcel Number

Primary APN39-020-1495
Alternative APN
  • 14944

Exterior

Lot Area348,480 sqft (8 acres)

Location & Zoning

Account Number14944
Street Address3530 CRYSTAL LAKE RD
CityBARNUM
StateMN
Zip55707-8865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW1/4 NE1/4 COMM AT SW COR TH N ALG W LN TOWN OF BARNUM TOWNSHIP
Legal Range18
Legal Township47
Legal Section33
Legal SubdivisionTOWN OF BARNUM TOWNSHIP
JurisdictionCARLTON MN
Township / Civil DivisionBARNUM
Census Block Group2
Census Block2016
Census Tract70502

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3530 CRYSTAL LAKE RD, BARNUM, MN 55707-8865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
MEMBERS COOPERATIVE CREDIT UNION
May 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NORTH SHORE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2009 · Amount on Record
Deed SaleOct 22, 2009 · Amount on Record
Prior SaleJul 11, 2007 · Amount on Record
Deed Document Number2009427533
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address3530 CRYSTAL LAKE RD, BARNUM, MN 55707-8865
Transaction TypeMortgage
Record UpdatedJun 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000506613
DateJun 7, 2022
InstrumentA000506613
Lender
NameMEMBERS COOPERATIVE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueJul 1, 2032

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address3530 CRYSTAL LAKE RD, BARNUM, MN 55707-8865
Transaction TypeMortgage
Record UpdatedApr 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000491598
DateMay 18, 2020
InstrumentA000491598
Lender
NameNORTH SHORE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarlton County
County SubdivisionBarnum Township
Unified School DistrictBarnum Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,954.00 (-0.15%) Homeowner's exemption
2025$404,100 (+3.64%) Land $90,400 Building $313,700$404,100 (+3.64%) Land $90,400 Building $313,700
2024$3,960.00 Homeowner's exemption$389,900 (+4.76%) Land $90,400 Building $299,500$389,900 (+4.76%) Land $90,400 Building $299,500
2023$3,960.00 Homeowner's exemption$372,200 (-) Land $84,700 Building $287,500$372,200 (-) Land $84,700 Building $287,500
2022$372,200 Land $84,700 Building $287,500$372,200 Land $84,700 Building $287,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Crystal Lake Rd

Nearby Streets

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