3530 Cottons Rd, Canastota, NY 13032 Property Records

Madison County and Lincoln Town property record for 3530 Cottons Rd, Canastota, NY 13032

Property Summary

Property Type	Single Family Home
Details	7 bd · 2 ba · 2,136 sqft · built 1860
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (May 2011)
Tax Bill	$4,066 (2026)
Deeds & Mortgages	Jun 2023 Refinance Sep 2020 Mortgage
APN	`253800 51.-1-37.12`

Property Details

APN / Parcel Number

Primary APN	`253800 51.-1-37.12`
Alternative APN	`380005100000010370120000`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,136 sqft Living Area
1st Floor Area	1,474 sqft
2nd Floor Area	550 sqft
Upper Floors Area	112 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Garage Area	715 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3530 COTTONS RD
City	CANASTOTA
State	NY
Zip	13032-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	37.012
Jurisdiction	MADISON NY
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2022
Census Tract	30602

Owner

Source: Madison County and Lincoln Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3530 COTTONS RD, CANASTOTA, NY 13032-4324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance EMPOWER FCU
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMPOWER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2011 · Amount on Record
Deed Sale	May 3, 2011 · Amount on Record
Prior Sale	Dec 16, 1997 · Amount on Record
Deed Book / Page	2011 / 2205
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	3530 COTTONS RD, CANASTOTA, NY 13032-4324
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000678
Date	Jun 21, 2023
Instrument	2023-2678

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2033

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	3530 COTTONS RD, CANASTOTA, NY 13032-4324
Document Number	0000004733
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 COTTONS RD CANASTOTA NY 130324324, CANASTOTA, NY 13032-4324

Mortgage

Document Number	0000004733
Date	Sep 17, 2020
Instrument	4733

Lender

Name	EMPOWER FCU
Address	SYRACUSE, NY 13212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 16, 2030

Tax Assessment & Valuation

Source: Madison County and Lincoln Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
County Subdivision	Lincoln Town
Unified School District	Canastota Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,066.00 (+2,184.27%) Homeowner's exemption
2025	$178.00	$89,500 (-) Land $22,500 Building $67,000	$149,167 (+6.67%) Land $37,500 Building $111,667
2023		$89,500 Land $22,500 Building $67,000	$139,844 Land $35,156 Building $104,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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