3530 Calle Gavanzo, Carlsbad, CA 92009 Property Records

San Diego County property record for 3530 Calle Gavanzo, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,384 sqft · built 1988
Lot Size	0.157 acres (6,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Mar 2012)
Tax Bill	$9,073 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`223-372-14-00`

Property Details

APN / Parcel Number

Primary APN	`223-372-14-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,384 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Tile
Lot Area	6,841 sqft (0.157 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3530 CALLE GAVANZO
City	CARLSBAD
State	CA
Zip	92009-8637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 46 TR 011575
Legal Subdivision	CARLSBAD COURT
Legal Tract	011575
Legal Block	4
Legal Lot Number	46
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4018
Census Tract	17109

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3530 CALLE GAVANZO, CARLSBAD, CA 92009-8637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Nov 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC
Sep 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage AKT AMERICAN CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2012 · Amount on Record
Deed Sale	Mar 12, 2012 · Amount on Record
Prior Sale	Oct 16, 2001 · Amount on Record
Deed Document Number	2012142734
Prior Transfer Date	Apr 1, 1998
Prior Transfer Doc	0000215725
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3530 CALLE GAVANZO, CARLSBAD, CA 92009-8637
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408875
Date	Sep 18, 2019
Instrument	2019-0408875

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3530 CALLE GAVANZO, CARLSBAD, CA 92009-8637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000538129
Date	Nov 17, 2017
Instrument	2017-0538129

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3530 CALLE GAVANZO, CARLSBAD, CA 92009-8637
Document Number	0000408874
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3530 CALLE GAVANZO CARLSBAD CA 920098637, CARLSBAD, CA 92009-8637

Mortgage

Document Number	0000408874
Date	Sep 18, 2019
Instrument	408874

Lender

Name	AKT AMERICAN CAP
Type	Funding / Finance Company
Address	EL SEGUNDO, CA 90245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$802,782 (+2%) Land $448,406 Building $354,376
2025	$9,073.00 (+7.2%) Homeowner's exemption	$787,042 (+4.04%) Land $439,614 Building $347,428
2023	$8,464.00 (+2.42%) Homeowner's exemption	$756,483 Land $422,545 Building $333,938
2022	$8,264.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, Verizon.

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