Pasco County property record for 3530 Cincinnati Dr, Holiday, FL 34691
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,216 sqft · built 1970 |
| Lot Size | 0.126 acres (5,490 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,750 (Oct 2020) |
| Tax Bill | $1,858 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 25-26-15-006D-00000-9700 |
| Primary APN | 25-26-15-006D-00000-9700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 1,600 sqft |
| 1st Floor Area | 1,216 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,490 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 650 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 395 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 382 sqft |
| Deck Area | Deck Area |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3530 CINCINNATI DR |
|---|---|
| City | HOLIDAY |
| State | FL |
| Zip | 34691-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | ALOHA GARDENS UNIT 9 PB 11 PGS 34-36 LOT 970 |
| Legal Range | 15E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | ALOHA GARDENS |
| Legal Tract | 6D |
| Legal Lot Number | 970 |
| Legal Unit | 9 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30409 |
3530 Cincinnati Dr is owned and occupied by two individuals who bought it in October 2020.
Source: Pasco County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3530 CINCINNATI DR, HOLIDAY, FL 34691-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Mar 16, 2018 | Warranty Deed, Transfer PARAMOUNT TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on File |
| Deed Sale | Oct 21, 2020 · Amount on File |
| Prior Sale | Mar 16, 2018 · Amount on File |
| Deed Document Number | 2020176940 |
| Deed Book / Page | 10200 / 3188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3530 CINCINNATI DR, HOLIDAY, FL 34691-3307 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3530 CINCINNATI DR, HOLIDAY, FL 34691-3307 |
| Document Number | 0105960676 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 10596/676 |
| Instrument | 2022088077 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Oct 21, 2020 |
| Property Address | 3530 CINCINNATI DR, HOLIDAY, FL 34691-3307 |
| Document Number | 0102003188 |
| Book / Page | 10200 / 3188 |
| Map Reference | MB 11 PG 34-36 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 2020176940 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | PAPPAS LAW & TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,160.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3530 CINCINNATI DR, HOLIDAY, FL 34691-3307 |
| Document Number | 102003189 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 10200/3189 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Mar 16, 2018 |
| Property Address | 3530 CINCINNATI DR, HOLIDAY, FL 34691-3307 |
| Document Number | 0096933921 |
| Book / Page | 009693 / 003921 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 44951 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2018 |
| Title Company | PARAMOUNT TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $770.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3530 CINCINNATI DR HOLIDAY FL 346913307, HOLIDAY, FL 34691-3307 |
The 2025 property tax bill for 3530 Cincinnati Dr was $1,858 with a homeowner's exemption.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,760 (+2.9%) | $247,569 (-0.54%) Land $33,050 Building $214,519 | |
| 2025 | $1,858.00 Homeowner's exemption | $137,770 Land $33,050 Building $104,720 | $248,915 Land $33,050 Building $215,865 |
| 2023 | $1,707.00 (+11.93%) Additional exemption filed | $128,660 (+2.99%) Land $30,250 Building $98,410 | $241,601 (+32.12%) Land $30,250 Building $211,351 |
| 2022 | $1,525.00 Homeowner's exemption | $124,920 Land $25,199 Building $99,721 | $182,860 Land $25,199 Building $157,661 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3530 Cincinnati Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 213 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 213 in force |
| Nearby Flood Claims | 122 (1982–2025) |
| Claims Outside the SFHA | 12 of 122 |
| Most Recent Claim | Oct 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3530 Cincinnati Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALOHA GARDENS UTILITIES private · serves 8,136 people · EPA ID FL6510050 |
|---|---|
| Water Source | Purchased surface water from PCUD-PASCO COUNTY REGIONAL PWS |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 911 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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