3530 Chesapeake Beach Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 3530 Chesapeake Beach Rd, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,916 sqft · built 1987
Lot Size	2.57 acres (112,385 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (May 1988)
Tax Bill	$3,264 (2023)
Deeds & Mortgages	Jun 2012 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-079287`

Property Details

APN / Parcel Number

Primary APN	`03-079287`
Alternative APNs	`3079287` `079287`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,916 sqft Total Area
1st Floor Area	992 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	112,385 sqft (2.57 acres)
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	079287
Old Parcel Number	3079287
Street Address	3530 CHESAPEAKE BEACH RD
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 25R STINNETT SUB
Legal Subdivision	STINNETT SUB
Legal Lot Number	25R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3011
Census Tract	860404

Owner

3530 Chesapeake Beach Rd is owned and occupied by an individual who bought it in May 1988.

Source: Calvert County records, as of September 18, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3530 CHESAPEAKE BEACH RD, CHESAPEAKE BEACH, MD 20732-4522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 1988 · Amount on File
Deed Sale	May 3, 1988 · Amount on File
Deed Document Number	883431
Record Updated	Jun 7, 2026

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3530 CHESAPEAKE BEACH RD, CHESAPEAKE BEACH, MD 20732-4522
Document Number	0051390026
Book / Page	005139 / 000026
Instrument Date	Jun 21, 2012
Transaction Type	Mortgage
Record Updated	Feb 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 CHESAPEAKE BEACH RD CHESAPEAKE BEACH MD 207324522, CHESAPEAKE BEACH, MD 20732-4522

Mortgage

Document Number	0051390026
Date	Feb 1, 2018
Book Page	005139/000026

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	Chesapeake Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,264.00 Homeowner's exemption	$326,267	$367,400 Land $157,900 Building $209,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3530 Chesapeake Beach Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3530 Chesapeake Beach Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20