3530 Cherry Acres Rd, Cool, CA 95614 Property Records

El Dorado County property record for 3530 Cherry Acres Rd, Cool, CA 95614 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1976
Square Footage2,648 sqft Living Area
Lot Size149,846 sqft (3.44 acres)
OccupancyOwner Occupied
Last Sale$411,000 (2007)
Tax Bill$5,427.00 (2025)

Property Details

APN / Parcel Number

Primary APN071-271-005-000
Alternative APN
  • 0712710510

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,648 sqft Living Area
Gross Area1,608 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1976
Construction TypeWood Construction
Lot Area149,846 sqft (3.44 acres)
Parking Spaces1 Parking Spaces
Patio Area1,608 sqft Patio
TopographyGentle Slope Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Old Parcel Number0712710510
Street Address3530 CHERRY ACRES RD
CityCOOL
StateCA
Zip95614-9424
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionL 5 CHERRY ACRES
Legal SubdivisionCHERRY ACRES
Legal Lot Number5
JurisdictionEL DORADO CA
Minor Civil DivisionNORTH EL DORADO
Census Blockgroup1
Census Block1023
Census Tract30601

Owner

Source: El Dorado County records · APN 071-271-005-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address3530 CHERRY ACRES RD, COOL, CA 95614-9424
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Feb 02, 2018Deed of Trust, Mortgage · Line of Credit
UMPQUA BANK
May 15, 2018Loan Modification, Mortgage · Conventional Mortgage
UMPQUA BK

Assessor's Deed Record

Last SaleFeb 09, 2007 · Amount on Record
Deed SaleFeb 09, 2007 · Amount on Record
Prior SaleJun 21, 2000
Deed Doc Number2007-0009750
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3530 CHERRY ACRES RD, COOL, CA 95614-9424
Transaction TypeMortgage
Record UpdatedJun 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3530 CHERRY ACRES RD, COOL, CA 95614-9424

Mortgage

Document Number0000015654
DateMar 05, 2021
Instrument2021-0015654
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 01, 2031

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3530 CHERRY ACRES RD, COOL, CA 95614-9424
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLSI TITLE COMPANY IRVINE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003977
DateFeb 02, 2018
Instrument2018-0003977
Lender
NameUMPQUA BANK
TypeBank
AddressAUBURN, CA 95603
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionEL DORADO CA
Property Address3530 CHERRY ACRES RD, COOL, CA 95614-9424
Document Number0000019315
Instrument DateMay 15, 2018
Transaction TypeMortgage
Record UpdatedJun 11, 2019
Title CompanySERVICELINK CRS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3530 CHERRY ACRES RD #RDN COOL CA 956149424, COOL, CA 95614-9424

Mortgage

Document Number0000019315
DateMay 21, 2018
Instrument19315
Lender
NameUMPQUA BK
TypeBank
AddressAUBURN, CA 95603
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Unified School DistrictBlack Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,427.00 (+3.63%) Homeowner's exemption$503,000 (-) Land $185,000 Building $318,000
2023$5,237.00 (-0.44%) Homeowner's exemption$503,000 Land $185,000 Building $318,000
2022$5,260.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 89% of the US · above 71% of California
Wildfire LikelihoodAbout 1 in 102 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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