3530 Cheatham Ford Rd, Hiddenite, NC 28636 Property Records

Alexander County property record for 3530 Cheatham Ford Rd, Hiddenite, NC 28636

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,578 sqft · built 2021
Lot Size	4.55 acres (198,285 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,995 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`139854`

Property Details

APN / Parcel Number

Primary APN	`139854`
Alternative APNs	`9336148` `11873`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,578 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Lot Area	198,285 sqft (4.55 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	9336148
Street Address	3530 CHEATHAM FORD RD
City	HIDDENITE
State	NC
Zip	28636-8296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 3799 SUBMAP 27 BLOCK 4810 (PIN) OFF 1456 LOT 3 H-6 0033D
Legal Subdivision	BOUNDARY AND DIVISION SURVEY
Legal Block	4810
Legal Lot Number	3
Jurisdiction	ALEXANDER NC
Township / Civil Division	GWALTNEYS
Census Block Group	3
Census Block	3058
Census Tract	40100

Owner

Source: Alexander County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3530 CHEATHAM FORD RD, HIDDENITE, NC 28636-8296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	3530 CHEATHAM FORD RD, HIDDENITE, NC 28636-8296
Transaction Type	Mortgage
Record Updated	Aug 4, 2023
Title Company	NOT AVAILABLE, BNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 CHEATHAM FORD RD, HIDDENITE, NC 28636-8296

Mortgage

Document Number	0006640500
Date	Jul 19, 2023
Book Page	664/500

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 11, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	3530 CHEATHAM FORD RD, HIDDENITE, NC 28636-8296
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 CHEATHAM FORD RD, HIDDENITE, NC 28636-8296

Mortgage

Document Number	0006531670
Date	Jun 15, 2022
Book Page	653/1670

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	3530 CHEATHAM FORD RD, HIDDENITE, NC 28636-8296
Transaction Type	Mortgage
Record Updated	Sep 22, 2022
Title Company	FIRST CHOICE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006491437
Date	Feb 17, 2022
Book Page	649/1437

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,995.00 (-6.87%)	$442,426 (-) Land $41,059 Building $401,367
2025	$3,216.00 (-13.87%)	$442,426 (-) Land $41,059 Building $401,367
2023	$3,734.00	$442,426 Land $41,059 Building $401,367	$442,426 Land $41,059 Building $401,367

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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