Fort Bend County property record for 3530 Cardiff Mist Dr, Katy, TX 77494
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,384 sqft · built 2012 |
| Lot Size | 0.214 acres (9,347 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,486 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R387822 |
| Primary APN | R387822 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,384 sqft Living Area |
| 1st Floor Area | 2,653 sqft |
| 2nd Floor Area | 1,731 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Brick/Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,347 sqft (0.214 acres) |
| Garage Type | Detached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 360 sqft |
| Porch | Open Porch |
| Porch Area | 363 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R387822 |
|---|---|
| Street Address | 3530 CARDIFF MIST DR |
| City | KATY |
| State | TX |
| Zip | 77494-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANYON LAKES AT CARDIFF RANCH SEC 1, BLOCK 6, LOT 5 |
| Legal Subdivision | CANYON LAKES AT CARDIFF RANCH SEC 1 |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 673111 |
3530 Cardiff Mist Dr is owned and occupied by an individual who acquired it in September 2016.
Source: Fort Bend County records, as of January 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3530 CARDIFF MIST DR, KATY, TX 77494-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SHELL FCU |
| Sep 9, 2020 | Deed of Trust, Mortgage · Line of Credit SHELL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2012 |
| Deed Sale | Oct 29, 2012 |
| Prior Sale | Oct 29, 2012 |
| Deed Document Number | 0000123809 |
| Last Transfer Date | Sep 16, 2016 |
| Transfer Doc | 0000102613 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 3530 CARDIFF MIST DR, KATY, TX 77494-1640 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | GREAT N AMERICAN TITLE COM, GREAT AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000033421 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 2021033421 |
| Name | SHELL FCU |
|---|---|
| Type | Credit Union |
| Address | DEER PARK, TX 77536 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 3530 CARDIFF MIST DR, KATY, TX 77494-1640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000121447 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 2020121447 |
| Name | SHELL FCU |
|---|---|
| Type | Credit Union |
| Address | EGYPT, TX 77436 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 15, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3530 Cardiff Mist Dr was $7,486 with a homeowner's exemption, down 32.1% from the year before.
Source: Fort Bend County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,486.00 (-32.07%) Homeowner's exemption | $591,044 (+1%) Land $107,250 Building $573,495 | $680,745 (-0.96%) Land $107,250 Building $573,495 |
| 2024 | $11,020.00 (+71.6%) Homeowner's exemption | $537,313 (+1%) Land $107,250 Building $580,113 | $687,363 (+9.64%) Land $107,250 Building $580,113 |
| 2023 | $6,422.00 Homeowner's exemption | $488,466 Land $82,500 Building $544,409 | $626,909 Land $82,500 Building $544,409 |
| 2018 | $8,041.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3530 Cardiff Mist Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 108 policies |
| Nearby Flood Policies | 108 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3530 Cardiff Mist Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT BEND COUNTY MUD 58 serves 10,629 people · EPA ID TX0790458 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
| Skynet Fixed Wireless | 100 / 50 |
May also be available: T-Mobile.
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