3530 Camino de Las Lomas, Vista, CA 92084 Property Records

San Diego County property record for 3530 Camino de Las Lomas, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,429 sqft · built 1975
Lot Size	1.26 acres (54,886 sqft)
Owner	Trust Name on File
Last Sale	$285,000 (Mar 2010)
Tax Bill	$4,826 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`178-210-26-00`

Property Details

APN / Parcel Number

Primary APN	`178-210-26-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,429 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	54,886 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3530 CAMINO DE LAS LOMAS
City	VISTA
State	CA
Zip	92084-6637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 22-11-3W SEQ DOC73-273682 IN SWQ OF
Legal Range	03W
Legal Township	11
Legal Section	22
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1014
Census Tract	19208

Owner

3530 Camino de Las Lomas is owner-occupied and held in a trust since November 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	3530 CAMINO DE LAS LOMAS, VISTA, CA 92084-6637
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2010 · Amount on File
Deed Sale	Mar 18, 2010 · Amount on File
Prior Sale	Jan 20, 1986 · Amount on File
Deed Document Number	2010133877
Last Transfer Date	Nov 30, 2015
Transfer Doc	0000613084
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3530 CAMINO DE LAS LOMAS, VISTA, CA 92084-6637
Document Number	0000125686
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 27, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3530 CAMINO DE LAS LOMAS VISTA CA 920846637, VISTA, CA 92084-6637

Mortgage

Document Number	0000125686
Date	Mar 20, 2017
Instrument	125686

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	780 BAY BLVD # 200, CHULA VISTA, CA 91910-5260

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3530 Camino de Las Lomas was $4,826 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$439,262 (+2%) Land $197,488 Building $241,774
2025	$4,826.00 Homeowner's exemption	$430,650 Land $193,616 Building $237,034
2023	$4,439.00 (+0.29%) Homeowner's exemption	$413,930 Land $186,099 Building $227,831
2022	$4,426.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3530 Camino de Las Lomas in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1998–1999)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3530 Camino de Las Lomas is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	50 / 10

May also be available: Verizon.

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