Erie County and Lancaster Town property record for 3530 Bowen Rd, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,163 sqft · built 1953 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,700 (Jul 2009) |
| Tax Bill | $4,773 (2026) |
| Deeds & Mortgages | Mar 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 127.01-2-17 |
| Primary APN | 145289 127.01-2-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,163 sqft Living Area |
| 1st Floor Area | 775 sqft |
| Upper Floors Area | 388 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 60,984 sqft (1.4 acres) |
| Lot Width | 150 ft Width |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 108 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3530 BOWEN RD |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SC R 15O X 435.6 |
| Legal Block | 2 |
| Legal Lot Number | 17.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 14206 |
3530 Bowen Rd is owned and occupied by an individual who bought it in July 2009.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3530 BOWEN RD, LANCASTER, NY 14086-9649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2009 · Amount on File |
| Deed Sale | Jul 28, 2009 · Amount on File |
| Deed Document Number | 2009149960 |
| Deed Book / Page | 11166 / 7309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 3530 BOWEN RD, LANCASTER, NY 14086-9649 |
| Document Number | 0138513282 |
| Instrument Date | Mar 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3530 BOWEN RD LANCASTER NY 140869649, LANCASTER, NY 14086-9649 |
| Document Number | 0138513282 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 013851/003282 |
| Name | CHASE BK/MD |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Apr 5, 2046 |
The 2026 property tax bill for 3530 Bowen Rd was $4,773 with a homeowner's exemption, up 2.2% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,773.00 (+2.25%) Homeowner's exemption | ||
| 2025 | $4,668.00 (+2.03%) | $156,000 (-) Land $54,000 Building $102,000 | $243,750 (+12.48%) Land $84,375 Building $159,375 |
| 2024 | $4,575.00 Homeowner's exemption | $156,000 (-) Land $54,000 Building $102,000 | $216,700 (+4.18%) Land $75,012 Building $141,688 |
| 2023 | Homeowner's exemption | $156,000 Land $54,000 Building $102,000 | $208,000 Land $72,000 Building $136,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3530 Bowen Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3530 Bowen Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Greenlight Networks.
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