3530 Blue Rock Rd, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3530 Blue Rock Rd, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1998
Lot Size	0.203 acres (8,886 sqft)
Owner	Individual Name on File
Last Sale	$126,290 (Sep 2008)
Tax Bill	$4,343 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`510-0080-0309-00`

Property Details

APN / Parcel Number

Primary APN	`510-0080-0309-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	8,886 sqft (0.203 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	120 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3530 BLUE ROCK RD
City	CINCINNATI
State	OH
Zip	45239-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ES BLUE ROCK RD 0.204 AC R1-T2-S7
Legal Range	01
Legal Township	02
Legal Section	07
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3002
Census Tract	20764

Owner

3530 Blue Rock Rd is owned and occupied by an individual who bought it in September 2008.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3530 BLUE ROCK RD, CINCINNATI, OH 45239-5106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Apr 29, 2017	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2008 · Amount on File
Deed Sale	Sep 29, 2008 · Amount on File
Prior Sale	Apr 23, 2008 · Amount on File
Deed Document Number	08-131758
Deed Book / Page	10961 / 00047
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3530 BLUE ROCK RD, CINCINNATI, OH 45239-5106
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116506
Date	Sep 27, 2021
Book Page	14510/1916
Instrument	2021-0116506

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2031

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3530 BLUE ROCK RD, CINCINNATI, OH 45239-5106
Document Number	0000045444
Book / Page	013422 / 000398
Instrument Date	Apr 29, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 BLUE ROCK RD CINCINNATI OH 452395106, CINCINNATI, OH 45239-5106

Mortgage

Document Number	0000045444
Date	May 22, 2017
Book Page	013422/000398
Instrument	45444

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 21, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3530 Blue Rock Rd was $4,343, up 5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,343.00 (+5.03%)	$73,567 (-) Land $8,250 Building $65,317
2024	$4,135.00 (+1.15%)	$73,567 (-) Land $8,250 Building $65,317
2023	$4,088.00 (+0.89%)	$73,567 (+23.3%) Land $8,250 Building $65,317	$210,190 Land $23,570 Building $186,620
2022	$4,052.00	$59,665 Land $7,788 Building $51,877
2020			$170,470 Land $22,250 Building $148,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3530 Blue Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3530 Blue Rock Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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