3530 Beard Rd, Eastover (Fayetteville), NC 28312 Property Records

Cumberland County property record for 3530 Beard Rd, Eastover, NC 28312

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,282 sqft · built 1952
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jun 2026)
Tax Bill	$1,517 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0469-53-3585`

Property Details

APN / Parcel Number

Primary APN	`0469-53-3585`
Alternative APN	`0469.04533585`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,282 sqft Heated Area
1st Floor Area	1,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	263 ft deep x 333 ft wide
Garage Area	720 sqft
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Street Address	3530 BEARD RD
City	EASTOVER
State	NC
Zip	28312-8093
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R6A
Legal Description	2 ACRES L A MCLAURIN LD & RES
Legal Subdivision	TOWN OF EASTOVER
Legal Block	53
Legal Lot Number	3585
Jurisdiction	CUMBERLAND NC
Township / Civil Division	EASTOVER
Census Block Group	3
Census Block	3020
Census Tract	2600

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3530 BEARD RD, EASTOVER, NC 28312-8093
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · VA Mortgage HOME MORTGAGE CORPORATION
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage THE FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Aug 27, 2021 · Amount on Record
Deed Document Number	202621873
Deed Book / Page	12565 / 5
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jun 30, 2026
Property Address	3530 BEARD RD, EASTOVER, NC 28312-8093
Document Number	0000021873
Book / Page	12565 / 5
Instrument Date	Jun 24, 2026
Instrument	202621873
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$44,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 BEARD RD, EASTOVER, NC 28312-8093

Mortgage

Document Number	0000021874,
Date	Jun 30, 2026
Instrument	202621874

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Aug 27, 2021
Property Address	3530 BEARD RD, EASTOVER, NC 28312-8093
Document Number	0112310574
Book / Page	11231 / 574
Instrument Date	Aug 6, 2021
Instrument	40122
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 BEARD RD, EASTOVER, NC 28312-8093

Mortgage

Document Number	40123
Date	Aug 27, 2021
Instrument	40123

Lender

Name	THE FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Eastover Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,517.00
2025	$1,517.00 (+24.96%)	$125,928 (+23.19%) Land $41,040 Building $84,888	$125,928 (+23.19%) Land $41,040 Building $84,888
2024	$1,214.00 (+7.82%)	$102,220 (-) Land $24,368 Building $77,852	$102,220 (-) Land $24,368 Building $77,852
2023	$1,126.00 (+3.4%)	$102,220 Land $24,368 Building $77,852	$102,220 Land $24,368 Building $77,852
2022	$1,089.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2016–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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