3530 Alvecote Ter, Midlothian, VA 23112 Property Records

Chesterfield County property record for 3530 Alvecote Ter, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,117 sqft · built 2020
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Oct 2019)
Tax Bill	$7,984 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Jan 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`717-68-99-28-200-000`

Property Details

APN / Parcel Number

Primary APN	`717-68-99-28-200-000`
Alternative APN	`438960000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,117 sqft Finished Area
1st Floor Area	499 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	180 sqft
Balcony Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	438960000
Street Address	3530 ALVECOTE TER
City	MIDLOTHIAN
State	VA
Zip	23112-3496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	ROUNTREY SEC 7 019
Legal Subdivision	ROUNTREY
Legal Lot Number	19
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	2
Census Block	2025
Census Tract	100938

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3530 ALVECOTE TER, MIDLOTHIAN, VA 23112-3496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Jan 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance E MORTGAGE CAPITAL INC
Oct 3, 2019	Warranty Deed, Construction Loan · Construction Mortgage GEORGE MASON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019 · Amount on Record
Deed Sale	Oct 3, 2019 · Amount on Record
Deed Document Number	201939677
Deed Book / Page	12473 / 390
Last Transfer Date	Jan 4, 2022
Transfer Doc	0000001737
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3530 ALVECOTE TER, MIDLOTHIAN, VA 23112-3496
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013919-826
Date	Apr 11, 2022
Book Page	13919/826
Instrument	2022016801

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3530 ALVECOTE TER, MIDLOTHIAN, VA 23112-3496
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013811-199
Date	Jan 11, 2022
Book Page	13811/199
Instrument	2022001738

Lender

Name	E MORTGAGE CAPITAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Oct 3, 2019
Property Address	3530 ALVECOTE TER, MIDLOTHIAN, VA 23112-3496
Document Number	12473390
Book / Page	012473 / 000390
Instrument Date	Sep 26, 2019
Instrument	39677
Transaction Type	Construction Loan
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4707 VALLEY CREST DR #209 MIDLOTHIAN VA 231122664, 209, MIDLOTHIAN, VA 23112-2664

Mortgage

Document Number	12473399
Date	Oct 3, 2019
Book Page	012473/000399
Instrument	39678

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,984.00 (+23.27%)	$894,300 (+5.34%) Land $151,000 Building $743,300	$894,300 (+5.34%) Land $151,000 Building $743,300
2025		$849,000 (+19.73%) Land $139,000 Building $710,000	$849,000 (+19.73%) Land $139,000 Building $710,000
2023	$6,477.00	$709,100 Land $124,000 Building $585,100	$709,100 Land $124,000 Building $585,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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