3530 14th St N, Naples, FL 34103 Property Records

Collier County property record for 3530 14th St N, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	1,562 sqft · built 1991
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$646,000 (Jul 2024)
Tax Bill	$5,990 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`389800 I 74A22`

Property Details

APN / Parcel Number

Primary APN	`389800 I 74A22`
Alternative APNs	`47974640009090700I74` `47974640009`

Interior

Stories	1 Story
Building Area	1,562 sqft Living Area
1st Floor Area	1,562 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	149 ft deep x 60 ft wide
Pool Area	312 sqft
Deck Area	636 sqft

Location & Zoning

Street Address	3530 14TH ST N
City	NAPLES
State	FL
Zip	34103-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	GULF ACRES BLK I LOT 7 OR 1623 PG 2341
Legal Range	25
Legal Township	49
Legal Section	22
Legal Subdivision	GULF ACRES
Legal Tract	389800
Legal Block	I
Legal Lot Number	7
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2000
Census Tract	10300

Owner

Source: Collier County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	711 5TH AVE S, 209, NAPLES, FL 34102-6628
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INCORPORATED
Oct 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Sep 16, 2025	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2024 · Amount on Record
Deed Sale	Jul 2, 2024 · Amount on Record
Deed Document Number	20246565896
Deed Book / Page	6376 / 5
Last Transfer Date	Sep 12, 2025
Transfer Doc	0065080683
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Apr 22, 2026
Property Address	3530 14TH ST N, NAPLES, FL 34103-3827
Document Number	0006814189
Book / Page	6578 / 1742
Instrument Date	Apr 17, 2026
Instrument	20266814189
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2463 10TH ST N, NAPLES, FL 34103-4509

Mortgage

Document Number	0006814189,
Date	Apr 22, 2026
Book Page	6578/1742
Instrument	20266814189

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3530 14TH ST N, NAPLES, FL 34103-3827
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2463 10TH ST N, NAPLES, FL 34103-4509

Mortgage

Document Number	0065161559
Date	Oct 13, 2025
Book Page	6516/1559
Instrument	6740514

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 16, 2025
Property Address	3530 14TH ST N, NAPLES, FL 34103-3827
Document Number	0065080683
Book / Page	6508 / 683
Map Reference	MB 1 PG 111
Instrument Date	Sep 12, 2025
Instrument	6730425
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	711 5TH AVE S # S209, S209, NAPLES, FL 34102-6628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 5TH AVE S STE 209, 209, NAPLES, FL 34102-6628

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,990.00 (+106.27%)	$493,845 (+137.28%) Land $268,200 Building $225,645	$493,845 (+18.12%) Land $268,200 Building $225,645
2024	$2,904.00 (+1.01%) Homeowner's exemption	$208,125 (+3%)	$418,095 (+6.88%) Land $214,560 Building $203,535
2023	$2,875.00 (-0.79%) Homeowner's exemption	$202,063 (+3%)	$391,187 (+5.08%) Land $187,740 Building $203,447
2022	$2,898.00 Homeowner's exemption	$196,178	$372,263 Land $154,886 Building $217,377

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 units insured incl. 30 condo units
Nearby Flood Claims	13 (1995–2022)
Claims Outside the SFHA	11 of 13
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Summit Broadband, Verizon.

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