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353 W Cobblestone Loop, Hernando, FL 34442 Property Records

Citrus County property record for 353 W Cobblestone Loop, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage3,522 sqft Living Area
Lot Size19,349 sqft (0.444 acres)
OccupancyOwner Occupied
Last Sale$485,000 (2020)
Tax Bill$27.00 (2024)

Owner

Source: Citrus County records · APN 2418S18E00700700

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address353 W COBBLESTONE LOOP, HERNANDO, FL 34442-6428
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2017Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Apr 21, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Sep 25, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 15, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
MID-CONTINENT FNDG INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 15, 2020 · Amount on Record
Deed SaleJul 15, 2020 · Amount on Record
Prior SaleMay 04, 2006 · Amount on Record
Deed Doc Number202036406
Deed Book / Page3075 / 1007
Last Transfer DateSep 09, 2020
Transfer Doc0030942020
Record RefreshedJun 08, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address353 W COBBLESTONE LOOP, HERNANDO, FL 34442-6428
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028551483
DateOct 03, 2017
Book Page2855/1483
Instrument2017045070
Lender
NameTD BANK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 01, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address353 W COBBLESTONE LOOP, HERNANDO, FL 34442-6428
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address353 W COBBLESTONE LOOP, HERNANDO, FL 34442-6428

Mortgage

Document Number0031570067
DateApr 21, 2021
Book Page3157/67
Instrument2021026406
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term354 Months
DueOct 01, 2050

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateSep 25, 2020
Property Address353 W COBBLESTONE LOOP, HERNANDO, FL 34442-6428
Document Number0030942020
Book / Page003094 / 002020
Instrument DateSep 09, 2020
Instrument51459
Transaction TypeTransfer
Record UpdatedOct 22, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address353 W COBBLESTONE LOOP HERNANDO FL 344426428, HERNANDO, FL 34442-6428

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJul 15, 2020
Property Address353 W COBBLESTONE LOOP, HERNANDO, FL 34442-6428
Document Number0030751007
Book / Page003075 / 001007
Instrument DateJul 13, 2020
Instrument36406
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,395.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address353 W COBBLESTONE LOOP HERNANDO FL 344426428, HERNANDO, FL 34442-6428

Mortgage

Document Number30751008
DateJul 15, 2020
Book Page003075/001008
Instrument36407
Lender
NameMID-CONTINENT FNDG INC
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 14, 2050

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$27.00 Veteran's exemption$340,329 (-24.72%)$424,335 (-6.13%) Land $51,670 Building $372,665
2024$27.00 Homeowner's exemption Additional exemption filed$452,058 (+4.7%) Land $51,670 Building $400,388$452,058 (+4.7%) Land $51,670 Building $400,388
2023$27.00 (-78.74%) Homeowner's exemption Additional exemption filed$431,763 (-2.19%) Land $47,740 Building $384,023$431,763 (-2.19%) Land $47,740 Building $384,023
2022$127.00 Homeowner's exemption Additional exemption filed$441,418 Land $47,740 Building $393,678$441,418 Land $47,740 Building $393,678

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN2418S18E00700700
Alternative APNs
  • 18E-18S-24-0070-00000-0700
  • 18E-18S-24-0070-070.0
  • 3336646

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,522 sqft Living Area
Gross Area4,546 sqft Gross Area
1st Floor3,522 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCustom Design Style
Exterior MaterialCombination Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area19,349 sqft (0.444 acres)
Depth X Width178 ft x 136 ft Depth x Width
Parking Spaces7 Parking Spaces
Garage TypeAttached Garage
Garage Area840 sqft Garage
Pool Area308 sqft Pool
Porch Area655 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3336646
Street Address353 W COBBLESTONE LOOP
CityHERNANDO
StateFL
Zip34442-6428
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHERITAGE PB 18 PG 36-39 LOT 70
Legal Range18E
Legal Township18S
Legal Section24
Legal SubdivisionHERITAGE PB 18 PG 36-39
Legal Lot Number70
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1001
Census Tract450703

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