353 Stevens Ln, Decherd, TN 37324 Property Records

Franklin County property record for 353 Stevens Ln, Decherd, TN 37324

Property Summary

Property Type	Mobile Home
Details	1,647 sqft · built 1998
Lot Size	1.62 acres (70,567 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,100 (May 2006)
Tax Bill	$372 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026057 04905`

Property Details

APN / Parcel Number

Primary APN	`026057 04905`
Alternative APN	`057 04905`

Interior

Building Area	1,647 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile/Manufactured
Lot Area	70,567 sqft (1.62 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	168 sqft
Shed	1 Shed
Shed Area	280 sqft
Utility Building	1 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	353 STEVENS LN
City	DECHERD
State	TN
Zip	37324-4035
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 10, COUNTY AREA: R02
Jurisdiction	FRANKLIN TN
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	960600

Owner

Source: Franklin County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	353 STEVENS LN, DECHERD, TN 37324-4035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST VISION BANK OF TENNESSEE
Aug 4, 2021	Deed of Trust, Mortgage FIRST VISION BANK OF TENNESSEE
Jun 28, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2006 · Amount on Record
Deed Sale	May 24, 2006 · Amount on Record
Prior Sale	Mar 30, 1984
Deed Book / Page	343 / 539
Transfer Doc	0343000539
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	353 STEVENS LN, DECHERD, TN 37324-4035
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021010995
Date	Dec 20, 2021
Book Page	T1423/331
Instrument	21010995

Lender

Name	FIRST VISION BANK OF TENNESSEE
Type	Bank
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	353 STEVENS LN, DECHERD, TN 37324-4035
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 CARTER RD, DECHERD, TN 37324-3968

Mortgage

Document Number	0021006885
Date	Aug 4, 2021
Book Page	T1401/291
Instrument	21006885

Lender

Name	FIRST VISION BANK OF TENNESSEE
Type	Bank
Address	DECHERD, TN 37324

Agreement

Amount	Amount Recorded

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TN
Recording Date	Jun 28, 2021
Property Address	353 STEVENS LN, DECHERD, TN 37324-4035
Document Number	0021005651
Book / Page	D0455 / 731
Instrument Date	Jun 23, 2021
Instrument	21005651
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 STEVENS LN, DECHERD, TN 37324-4035

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$372.00 (+31.91%)	$18,625 (+23.75%) Land $7,375 Building $11,250
2023		$15,050 Land $7,375 Building $7,675
2022	$282.00		$74,500 Land $29,500 Building $45,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1993–2011)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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