353 Spearhead Pl, Clayton, NC 27520 Property Records

Johnston County property record for 353 Spearhead Pl, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,020 sqft · built 2003
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jun 2025)
Tax Bill	$1,852 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06F04043Z`

Property Details

APN / Parcel Number

Primary APN	`06F04043Z`
Alternative APNs	`2000097138` `2000281233`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,020 sqft Living Area
Gross Area	2,794 sqft
1st Floor Area	842 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	270 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000281233
Street Address	353 SPEARHEAD PL
City	CLAYTON
State	NC
Zip	27520-5696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 52 MATTHEWS FARM P1 60/5
Legal Subdivision	PHASE 1 MATTHEWS FARM SUBDIVISION
Legal Lot Number	52
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2006
Census Tract	41106

Owner

353 Spearhead Pl is owned and occupied by two individuals who bought it in June 2025.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	353 SPEARHEAD PL, CLAYTON, NC 27520-5696
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Mar 31, 2003 · Amount on File
Deed Document Number	202519415
Deed Book / Page	6907 / 929
Prior Transfer Date	Jan 14, 2003
Prior Transfer Doc	2363000609
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Jul 1, 2026
Property Address	353 SPEARHEAD PL, CLAYTON, NC 27520-5696
Document Number	0000021332
Book / Page	7143 / 235
Instrument Date	Jun 26, 2026
Instrument	202621332
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 SPEARHEAD PL, CLAYTON, NC 27520-5696

Mortgage

Document Number	0000021332,
Date	Jul 1, 2026
Book Page	7143/235
Instrument	202621332

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	353 SPEARHEAD PL, CLAYTON, NC 27520-5696
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000586534
Date	Sep 28, 2018
Book Page	5224/0466
Instrument	2018586534

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 353 Spearhead Pl was $1,852 with exemptions applied, down 14.7% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,852.00 (-14.73%) Disabled Person's exemption Veteran's exemption	$341,390 (-) Land $80,000 Building $261,390	$341,390 (-) Land $80,000 Building $261,390
2025	$2,172.00	$341,390 Land $80,000 Building $261,390	$341,390 Land $80,000 Building $261,390
2023	$1,750.00	$222,860 Land $48,000 Building $174,860	$222,860 Land $48,000 Building $174,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 353 Spearhead Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 353 Spearhead Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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