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353 Rivercliff Trl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 353 Rivercliff Trl, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage2,225 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$338,400 (2019)
Tax Bill$6,974.00 (2025)

Property Details

APN / Parcel Number

Primary APN010012-1850

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Building Area2,225 sqft Living Area
Gross Area2,895 sqft Gross Area
1st Floor1,770 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Porch Area208 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address353 RIVERCLIFF TRL
CitySAINT AUGUSTINE
StateFL
Zip32092-1245
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description86/87-91 SHEARWATER PHASE 1B EAST-4 LOT 185 OR4851/1554
Legal Range27E
Legal Township05S
Legal Section26
Legal SubdivisionSHEARWATER PHASE 1B EAST-4
Legal Phase1B
Legal Block1
Legal Lot Number185
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2000
Census Tract20907

Owner

Source: St. Johns County records · APN 010012-1850

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address353 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Oct 10, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
Dec 30, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
CALIBER HOME LOANS INC
Dec 18, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
CALIBER HM LOANS
Sep 13, 2018Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2019 · Amount on Record
Deed SaleDec 18, 2019 · Amount on Record
Prior SaleSep 13, 2018 · Amount on Record
Deed Doc Number201994954
Deed Book / Page4851 / 1554
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateJul 14, 2026
Property Address353 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245
Document Number0000060164
Book / Page6401 / 587
Instrument DateJul 06, 2026
Instrument202660164
Transaction TypeMortgage
Record UpdatedJul 24, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address353 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245

Mortgage

Document Number0000060164,
DateJul 14, 2026
Book Page6401/587
Instrument202660164
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 01, 2046
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address353 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245
Transaction TypeMortgage
Record UpdatedOct 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address353 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245

Mortgage

Document Number0058381775
DateOct 10, 2023
Book Page5838/1775
Instrument2023079862
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term239 Months
DueSep 01, 2043

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address353 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address353 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245

Mortgage

Document Number0051381140
DateDec 30, 2020
Book Page5138/1140
Instrument2020119639
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 18, 2019
Property Address353 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245
Document Number0048511554
Book / Page004851 / 001554
Instrument DateDec 13, 2019
Instrument94954
Transaction TypeTransfer
Record UpdatedJan 02, 2020
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,368.80
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address353 RIVERCLIFF TRL ST AUGUSTINE FL 320921245, ST AUGUSTINE, FL 32092-1245

Mortgage

Document Number48511556
DateDec 18, 2019
Book Page004851/001556
Instrument94955
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2049

September 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 13, 2018
Property Address353 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245
Document Number0046111822
Book / Page4611 / 1822
Map ReferenceMB86 PG87
Instrument DateAug 30, 2018
Instrument2018066700
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHIIIPS HWY7, 9440, JACKSONVILLE, FL 32256

Transferred To (Grantee/Buyer)

NameVerified Name
Address353 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1245

Mortgage

Document Number2018066701
DateSep 13, 2018
Instrument2018066701
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$413,962 (+19.36%)$496,000 (+8.21%) Land $120,000 Building $376,000
2025$6,974.00 (+7.33%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$346,817 (+2.9%)$458,347 (-0.83%) Land $120,000 Building $338,347
2024$6,498.00 (+2.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$337,043 (+3%)$462,204 (-0.77%) Land $105,500 Building $356,704
2023$6,367.00 (+6.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$327,226 (+3%)$465,807 (+13.17%) Land $105,500 Building $360,307
2022$5,999.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$317,695$411,599 Land $95,200 Building $316,399

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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