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353 Ramos Ranch Rd, Oakley, CA 94561 Property Records

Contra Costa County property record for 353 Ramos Ranch Rd, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,155 sqft · built 2021
Lot Size0.08 acres (3,466 sqft)
Owner2 Individual Names on File
Last Sale$677,500 (Mar 2022)
Tax Bill$12,346 (2025)
Deeds & MortgagesNov 2025 Mortgage
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN033-470-095-2

Property Details

APN / Parcel Number

Primary APN033-470-095-2
Alternative APN
  • 033-470-095

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,155 sqft Living Area
1st Floor Area977 sqft
2nd Floor Area1,178 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2022
Lot Area3,466 sqft (0.08 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address353 RAMOS RANCH RD
CityOAKLEY
StateCA
Zip94561-2788
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT9498 L95
Legal SubdivisionSUBDIVISION 9498
Legal Tract9498
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1000
Census Tract302012

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address353 RAMOS RANCH RD, OAKLEY, CA 94561-2788
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · FHA Mortgage
SERVICEMAC LLC
Mar 3, 2022Grant Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 3, 2022 · Amount on Record
Deed SaleMar 3, 2022 · Amount on Record
Deed Document Number202238962
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address353 RAMOS RANCH RD, OAKLEY, CA 94561-2788
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address353 RAMOS RANCH RD, OAKLEY, CA 94561-2788

Mortgage

Document Number0000131692
DateNov 24, 2025
Instrument2025- 131692
Lender
NameSERVICEMAC LLC
TypeMortgage Company
Address9726 OLD BAILES RD STE 200, FORT MILL, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount Recorded

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateMar 3, 2022
Property Address353 RAMOS RANCH RD, OAKLEY, CA 94561-2788
Document Number0000038962
Map ReferenceMB 543 PG 44-49
Instrument DateFeb 18, 2022
Instrument2022-038962
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address353 RAMOS RANCH ROAD, OAKLEY, CA 94561-2788

Mortgage

Document Number0000038963
DateMar 3, 2022
Instrument2022-038963
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$733,130 (+2%) Land $270,608 Building $462,522
2025$12,346.00 (+3.48%)$718,755 (+4.04%) Land $265,302 Building $453,453
2023$11,931.00 (+23.23%)$690,846 Land $255,000 Building $435,846
2022$9,682.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 2,000
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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