353 N Bellagio Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 353 N Bellagio Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,009 sqft · built 2011
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$167,750 (Oct 2011)
Tax Bill$5,553 (2025)
Deeds & MortgagesOct 2019 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN028686-0470

Property Details

APN / Parcel Number

Primary APN028686-0470

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,009 sqft Living Area
Gross Area2,693 sqft
1st Floor Area2,009 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area258 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address353 N BELLAGIO DR
CitySAINT AUGUSTINE
StateFL
Zip32092-3478
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description58/93-98 MURABELLA UNIT 4 LOT 47 OR3487/43
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMURABELLA UNIT 4
Legal Block1
Legal Lot Number47
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1012
Census Tract20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address353 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2019Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2011 · Amount on Record
Deed SaleOct 26, 2011 · Amount on Record
Prior SaleMar 15, 2011 · Amount on Record
Deed Document Number201153739
Deed Book / Page3487 / 43
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address353 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048131125
DateOct 15, 2019
Book Page4813/1125
Instrument2019076714
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address353 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478
Document Number0050031445
Instrument DateJul 13, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address353 N BELLAGIO DR ST AUGUSTINE FL 320923478, ST AUGUSTINE, FL 32092-3478

Mortgage

Document Number0050031445
DateJul 31, 2020
Book Page005003/001445
Instrument62442
Lender
NameTRUIST BK
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$192,994 (+2.7%)$364,224 (-5.84%) Land $120,000 Building $244,224
2025$5,553.00 (+7.47%) Homeowner's exemption$187,920 (+2.9%)$386,809 (+0.66%) Land $120,000 Building $266,809
2024$5,167.00 (+4.55%) Homeowner's exemption$182,624 (+3%)$384,291 (+0.4%) Land $105,000 Building $279,291
2023$4,942.00 (+3.15%) Homeowner's exemption$177,305 (+3%)$382,761 (+9.13%) Land $89,600 Building $293,161
2022$4,791.00 Homeowner's exemption$172,141$350,754 Land $89,600 Building $261,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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