353 Gray St, Herkimer, NY 13350 Property Records

Herkimer County and Herkimer Town property record for 353 Gray St, Herkimer, NY 13350

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,680 sqft · built 1910
Lot Size0.103 acres (4,510 sqft)
OwnerIndividual Name on File
Last Sale$84,200 (Dec 2005)
Tax Bill$5,660 (2026)
Deeds & MortgagesJul 2026 Mortgage
Jul 2022 Refinance
+ 1 more
APN213001 113.81-4-69

Property Details

APN / Parcel Number

Primary APN213001 113.81-4-69
Alternative APNs
  • 300111308100040690000000
  • 032045330

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,680 sqft Living Area
1st Floor Area1,008 sqft
2nd Floor Area672 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1990
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,510 sqft (0.103 acres)
Lot Dimensions110 ft deep x 41 ft wide
Garage TypeDetached
Garage Area224 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area132 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number032045330
Street Address353 GRAY ST
CityHERKIMER
StateNY
Zip13350-1207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description#64 W2 10 11 5 H G L R
Legal Block4
Legal Lot Number69.000
JurisdictionHERKIMER NY
Township / Civil DivisionHERKIMER
Census Block Group1
Census Block1019
Census Tract11200

Owner

353 Gray St is owned and occupied by an individual who bought it in December 2005.

Source: Herkimer County and Herkimer Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address353 GRAY ST, HERKIMER, NY 13350-1207
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed of Trust, Mortgage
AMERICU CREDIT UNION
Jul 7, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
AMERICU CU
Oct 1, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
AMERU CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2005 · Amount on File
Deed SaleDec 20, 2005 · Amount on File
Deed Book / Page1137 / 320
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Recording DateJul 22, 2026
Property Address353 GRAY ST, HERKIMER, NY 13350-1207
Document Number0000003286
Instrument DateJul 17, 2026
Instrument20263286
Transaction TypeMortgage
Record UpdatedAug 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address353 GRAY ST, HERKIMER, NY 13350-1207

Mortgage

Document Number0000003286,
DateJul 22, 2026
Instrument20263286
Lender
NameAMERICU CREDIT UNION
Agreement
AmountAmount on Record
Term240 Months
DueAug 1, 2046
Interest
Rate6.47%
Max Rate-1%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address353 GRAY ST, HERKIMER, NY 13350-1207
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20223744
DateJul 7, 2022
InstrumentRP2022-3744
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueAug 1, 2037

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address353 GRAY ST, HERKIMER, NY 13350-1207
Transaction TypeMortgage
Record UpdatedOct 22, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20194279
DateOct 1, 2019
Instrument2019-4279
Lender
NameAMERU CU
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueNov 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 353 Gray St was $5,660 with a homeowner's exemption, up 3.6% from the year before.

Source: Herkimer County and Herkimer Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionHerkimer Town
MunicipalityHerkimer Village
Unified School DistrictHerkimer Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,660.00 (+3.59%) Homeowner's exemption
2025$5,464.00$83,300 Land $12,400 Building $70,900$154,259 Land $22,963 Building $131,296
2023$83,300 Land $12,400 Building $70,900$122,500 Land $18,235 Building $104,265
2020$4,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 353 Gray St; there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (1980)
Most Recent ClaimMar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 353 Gray St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERKIMER VILLAGE
serves 7,606 people · EPA ID NY2102306
Water SourceSurface water
Last State InspectionOct 2025
Lead19 ppb (2020)
action level 15 ppb
Copper2 mg/L (2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Jul 1993
Treatment and ProcedureCorrosion control
currently in violation since Nov 2025
Lead public education
Jan 2025
Lead service line replacement
Jan 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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