353 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 353 E Howard St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,219 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$20,000 (Mar 2024)
Tax Bill	$2,742 (2026)
Deeds & Mortgages	Jan 2017 Line of Credit Mar 2024 Sale & Mortgage
APN	`32.485.0190`

Property Details

APN / Parcel Number

Primary APN	`32.485.0190`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,219 sqft Living Area
1st Floor Area	671 sqft
Basement Area	170 sqft
Unfinished Basement	170 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1989
Exterior Material	Other
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	95 ft deep x 60 ft wide
Garage Area	662 sqft
Porch	Screened Porch
Porch Area	133 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	353 E HOWARD ST
City	WINONA
State	MN
Zip	55987-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 SMITHS ADDITION LOT-005 BLOCK-020 W 10' LOT 5 & ALL LOT 6 BLK 20 EX: PETERSON SLY 45'
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	SMITHS ADDITION
Legal Block	20
Legal Lot Number	5-6
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2026
Census Tract	670600

Owner

Source: Winona County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	312 E BROADWAY ST, WINONA, MN 55987-3700
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2017	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Mar 27, 2024	Contract Sale, Transfer · Land Contract NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Deed Document Number	2024653926
Last Transfer Date	Aug 14, 2024
Transfer Doc	0000656142
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	353 E HOWARD ST, WINONA, MN 55987-4016
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000600728
Date	Jan 31, 2017
Instrument	600728

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	WINONA MN
Recording Date	Mar 27, 2024
Property Address	353 E HOWARD ST, WINONA, MN 55987-4016
Document Number	000A653926
Instrument Date	Aug 16, 2023
Instrument	A653926
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E BROADWAY ST, WINONA, MN 55987-3700

Mortgage

Date	Mar 27, 2024

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,742.00 (-25.12%)	$267,200 (+18.49%) Land $38,200 Building $229,000	$267,200 (+18.49%) Land $38,200 Building $229,000
2025	$3,662.00 (+20.22%)	$225,500 (+6.57%) Land $38,200 Building $187,300	$225,500 (+6.57%) Land $38,200 Building $187,300
2023	$3,046.00	$211,600 Land $36,800 Building $174,800	$211,600 Land $36,800 Building $174,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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