353 Currant Trce, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 353 Currant Trce, Mary Esther, FL 32569

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,526 sqft · built 2001
Lot Size0.148 acres (6,460 sqft)
OwnerIndividual Name on Record
Last Sale$197,500 (Apr 2018)
Tax Bill$2,916 (2025)
Deeds & MortgagesJul 2022 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNC56-000-596-0624-4

Property Details

APN / Parcel Number

Primary APNC56-000-596-0624-4
Alternative APN
  • 21-2S-25-3309-000E-0250

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,526 sqft Heated Area
Gross Area2,332 sqft
1st Floor Area1,526 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area6,460 sqft (0.148 acres)
Garage TypeFinished
Garage Area400 sqft
PorchOpen Porch
Porch Area36 sqft
Patio Area230 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address353 CURRANT TRCE
CityMARY ESTHER
StateFL
Zip32569-2188
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERFORD EST S/D LOT 25 BLK E
Legal Range25
Legal Township02S
Legal Section21
Legal SubdivisionWATERFORD EST S/D
Legal BlockE
Legal Lot Number25
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2026
Census Tract23100

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPSC 37 BOX 1185, APO, AE 09459-0012
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage · VA Mortgage
WATERSTONE MORTGAGE CORP
Apr 27, 2018Warranty Deed, Transfer · VA Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2018 · Amount on Record
Deed SaleApr 27, 2018 · Amount on Record
Prior SaleJul 26, 2005 · Amount on Record
Deed Document Number3203343
Deed Book / Page3347 / 2858
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address353 CURRANT TRCE, MARY ESTHER, FL 32569-2188
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address353 CURRANT TRCE, MARY ESTHER, FL 32569-2188

Mortgage

Document Number0036321976
DateJul 13, 2022
Book Page3632/1976
Instrument3563898
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term357 Months
DueApr 1, 2052

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 27, 2018
Property Address353 CURRANT TRCE, MARY ESTHER, FL 32569-2188
Document Number0033472858
Book / Page3347 / 2858
Map ReferenceMB18 PG22
Instrument DateMar 20, 2018
Instrument3203343
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyMEAD LAW & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20287 COUNTY ROAD 32, 20287, ANDALUSIA, AL 36420-6356

Transferred To (Grantee/Buyer)

NameVerified Name
Address5400 E WILLIAMS BLVD APT 13202, 13202, TUCSON, AZ 85711-7487

Mortgage

Document Number0003203344
DateApr 27, 2018
Instrument3203344
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,916.00 (+3%)$245,033 (-1.27%) Land $69,630 Building $175,403$245,033 (-1.27%) Land $69,630 Building $175,403
2023$2,831.00 (+10.85%)$248,196 (+7.76%) Land $56,017 Building $192,179$248,196 (+7.76%) Land $56,017 Building $192,179
2022$2,554.00$230,331 Land $52,353 Building $177,978$230,331 Land $52,353 Building $177,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 259 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 in force
Nearby Flood Claims287 (1991–2021)
Claims Outside the SFHA104 of 287
Most Recent ClaimJul 2021 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 37 claims
  • Hurricane Frances, Sep 2004 · 122 claims
  • Hurricane Opal, Oct 1995 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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