Monroe County property record for 353 Covington Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Commercial > Retail |
|---|---|
| Lot Size | 28,750 sqft (0.66 acres) |
| Last Sale | $435,000 (2024) |
| Tax Bill | $60.00 (2024) |
Source: Monroe County records · APN 08-19-166-002-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 725 SHENANDOAH AVE, SAINT LOUIS, MO 63104-4152 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Mar 12, 2020 | Loan Modification, Mortgage CENTRAL BK/ST LOUIS |
| Nov 28, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 2024 · Amount on Record |
| Deed Sale | May 06, 2024 · Amount on Record |
| Deed Doc Number | 2024433030 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 353 COVINGTON DR, WATERLOO, IL 62298-3287 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000440256 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 440256 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.63% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | WATERLOO, IL 62298 |
| Document Number | 0000407222 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | N ROGERS ST WATERLOO IL 62298, WATERLOO, IL 62298 |
| Document Number | 0000407222 |
|---|---|
| Date | Apr 09, 2020 |
| Instrument | 407222 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | DES PERES, MO 63131-4313 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 08, 2021 |
| Rate | 5.25% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 28, 2017 |
| Property Address | WATERLOO, IL 62298 |
| Document Number | 0000393141 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 393141 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $36.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6954 OLD RED BUD RD WATERLOO IL 622982858, WATERLOO, IL 62298-2858 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $162,840 (+16,862.5%) Land $24,820 Building $138,020 | $488,520 (+16,862.5%) Land $74,460 Building $414,060 | |
| 2024 | $60.00 (-1.64%) | ||
| 2022 | $61.00 | $960 Land $960 | $2,880 Land $2,880 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 14% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 08-19-166-002-000 |
|---|
| Lot Area | 28,750 sqft (0.66 acres) |
|---|
| Street Address | 353 COVINGTON DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3287 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | LOT 2 RESUBDIVISION LOT 2 & COMMON GROUND REMLOCK PROFESSIONAL PARK |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | REMLOK PROFESSIONAL PARK |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 4 |
| Census Block | 4037 |
| Census Tract | 600401 |
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