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353 Clark St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 353 Clark St, Gardner, MA 01440

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,315 sqft · built 1987
OwnerIndividual Name on Record
Last Sale$269,900 (Jul 2024)
Tax Bill$3,842 (2026)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNGARD M:M32 B:1 L:100 U:09-05

Property Details

APN / Parcel Number

Primary APNGARD M:M32 B:1 L:100 U:09-05
Alternative APN
  • M:M32 B:1 L:100 U:01-01

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,315 sqft Living Area
Gross Area2,069 sqft
Basement Area432 sqft
Unfinished Basement432 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address353 CLARK ST
CityGARDNER
StateMA
Zip01440-1200
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeG3
Legal Block1
Legal Lot Number100
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group1
Census Block1016
Census Tract707400

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address353 CLARK ST, B1-1, GARDNER, MA 01440-1200
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2024 · Amount on Record
Deed SaleJul 31, 2024 · Amount on Record
Prior SaleJan 14, 2022 · Amount on Record
Deed Document Number202460413
Deed Book / Page70831 / 191
Record UpdatedOct 29, 2026

January 2022: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionGARDNER MA
Recording DateJan 14, 2022
Property Address353 CLARK ST, GARDNER, MA 01440-1200
Document Number066949-239
Book / Page66949 / 239
Instrument DateJan 14, 2022
Instrument5794
Transaction TypeTransfer
Record UpdatedJan 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address353 CLARK ST # B1-1, B1-1, GARDNER, MA 01440-1200

Mortgage

Document Number0000005795
DateJan 14, 2022
Instrument5795
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,842.00 (+10,877.14%)$279,000 (+13.05%) Building $279,000$264,505 (+5.62%)
2025$35.00 (-98.9%)$246,800 (+16.64%) Building $246,800$250,420
2024$3,172.00 (+6.23%)$211,600 (+14.32%) Building $211,600
2023$2,986.00$185,100 Building $185,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER WATER DEPARTMENT
serves 21,381 people · EPA ID MA2103000
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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