Tioga County and Owego Town property record for 353 Carmichael Rd, Owego, NY 13827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,968 sqft · built 1959 |
| Lot Size | 2.85 acres (124,146 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,000 (Jan 2019) |
| Tax Bill | $5,164 (2026) |
| Deeds & Mortgages | Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 493089 118.00-1-12 |
| Primary APN | 493089 118.00-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| 1st Floor Area | 1,968 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 124,146 sqft (2.85 acres) |
| Garage Type | Basement |
| Porch | Patio |
|---|---|
| Porch Area | 532 sqft |
| Shed | 1 Shed |
| Canopy | 280 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000012202 |
|---|---|
| Street Address | 353 CARMICHAEL RD |
| City | OWEGO |
| State | NY |
| Zip | 13827-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 20300 |
353 Carmichael Rd is owned and occupied by two individuals who bought it in January 2019.
Source: Tioga County and Owego Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 353 CARMICHAEL RD, OWEGO, NY 13827-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2019 · Amount on File |
| Deed Sale | Jan 24, 2019 · Amount on File |
| Deed Document Number | 2019290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Jan 24, 2019 |
| Property Address | 353 CARMICHAEL RD, OWEGO, NY 13827-3307 |
| Document Number | 2019000000290 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 20190-00000290 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2254 WAITS RD, OWEGO, NY 13827-6322 |
| Document Number | 19000000291 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | 190-00000291 |
| Name | TIOGA STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 2019000000290 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | 20190-00000290 |
| Name | TIOGA STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
The 2026 property tax bill for 353 Carmichael Rd was $5,164, down 0.1% from the year before.
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,164.00 (-0.06%) | ||
| 2025 | $5,167.00 | $101,700 Land $9,500 Building $92,200 | $194,641 Land $18,182 Building $176,459 |
| 2023 | $101,700 Land $9,500 Building $92,200 | $188,333 Land $17,593 Building $170,740 | |
| 2019 | $2,020.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 353 Carmichael Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1984) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 353 Carmichael Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Greenlight Networks.
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