353 Allan Ln, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 353 Allan Ln, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,851 sqft · built 1976
Lot Size	0.778 acres (33,890 sqft)
Owner	2 Individual Names on File
Last Sale	$1,049,000 (Nov 2025)
Tax Bill	$8,050 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`107-331-46`

Property Details

APN / Parcel Number

Primary APN	`107-331-46`
Alternative APNs	`107-331-46-000` `10733127000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,851 sqft Living Area
Gross Area	2,337 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2016
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	33,890 sqft (0.778 acres)
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	353 ALLAN LN
City	WATSONVILLE
State	CA
Zip	95076-0391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	LANDS/BARRY & JUDY
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1016
Census Tract	122401

Owner

353 Allan Ln is owned and occupied by two individuals who bought it in November 2025.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	353 ALLAN LN, WATSONVILLE, CA 95076-0391
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 25, 2025	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Mar 11, 2010 · Amount on File
Deed Document Number	202525394
Prior Transfer Date	Mar 24, 2004
Prior Transfer Doc	0000019645
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	353 ALLAN LN, WATSONVILLE, CA 95076-0391
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 ALLAN LN, WATSONVILLE, CA 95076-0391

Mortgage

Document Number	0000039469
Date	Jul 27, 2021
Instrument	2021-0039469

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 25, 2025
Property Address	353 ALLAN LN, WATSONVILLE, CA 95076-0391
Document Number	0000025394
Map Reference	MB 4130 PG 104
Instrument Date	Nov 21, 2025
Instrument	2025-0025394
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,153.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	353 ALLAN LN, WATSONVILLE, CA 95076-0391

Mortgage

Document Number	0000025395
Date	Nov 25, 2025
Instrument	2025-0025395

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 353 Allan Ln was $8,050.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,049,000 (+65.85%) Land $800,000 Building $249,000
2025	$8,050.00 Homeowner's exemption	$632,506 Land $387,248 Building $245,258
2023	$7,334.00 (+2.06%) Homeowner's exemption	$607,944 Land $372,210 Building $235,734	$822,330
2022	$7,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 353 Allan Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 353 Allan Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLAN LANE WATER ASSOCIATION private · serves 54 people · EPA ID CA4400692
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	CITY OF WATSONVILLE
Lead	5 ppb (2019–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Allan Ln

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