3529 Willow Spring, Lexington, KY 40509 Property Records

Lexington-Fayette Urban County property record for 3529 Willow Spring, Lexington, KY 40509

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,168 sqft · built 1990
Lot Size0.236 acres (10,263 sqft)
OwnerIndividual Name on File
Tax Bill$3,871 (2026)
Deeds & MortgagesNov 2021 Mortgage
Feb 2020 Mortgage
+ 1 more
APN20090060

Property Details

APN / Parcel Number

Primary APN20090060

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,168 sqft Living Area
1st Floor Area240 sqft
Basement Area700 sqft
Unfinished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area10,263 sqft (0.236 acres)
Lot Width79.7 ft Width
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3529 WILLOW SPG
CityLEXINGTON
StateKY
Zip40509-2030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1D
Legal DescriptionH-616 AUTUMN RIDGE LOT 18; BOOK: 3734 PAGE: 132
Legal SubdivisionAUTUMN RIDGE
Legal BlockB
Legal Lot Number18
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE NORTHEAST
Census Block Group2
Census Block2013
Census Tract3906

Owner

3529 Willow Spring is owned and occupied by an individual.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3529 WILLOW SPG, LEXINGTON, KY 40509-2030
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Deed of Trust, Mortgage
GUARDIAN SAV BK
Feb 14, 2020Deed of Trust, Mortgage
GUARDIAN SAV BK FSB
Feb 14, 2020Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address3529 WILLOW SPG, LEXINGTON, KY 40509-2030
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0280/142
DateNov 17, 2021
Book Page0280/142
Lender
NameGUARDIAN SAV BK
Agreement
AmountAmount on Record

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address3529 WILLOW SPG, LEXINGTON, KY 40509-2030
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9535/222
DateFeb 14, 2020
Book Page9535/222
Lender
NameGUARDIAN SAV BK FSB
Agreement
AmountAmount on Record

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateFeb 14, 2020
Property Address3529 WILLOW SPG, LEXINGTON, KY 40509-2030
Document Number3734/132
Book / Page3734 / 132
Transaction TypeTransfer
Record UpdatedDec 7, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2026 property tax bill for 3529 Willow Spring was $3,871, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,871.00 (+1.87%)$307,300 (-)$307,300 (-)
2025$3,800.00$307,300$307,300
2023$3,800.00$307,300$307,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3529 Willow Spring; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3529 Willow Spring is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
300 / 20

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