3529 Kruger Rd, Memphis, TN 38108 Property Records

Shelby County property record for 3529 Kruger Rd, Memphis, TN 38108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 2022
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Oct 2022)
Tax Bill	$1,039 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-2008-0-0006`

Property Details

APN / Parcel Number

Primary APN	`06-2008-0-0006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	1,336 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	150 ft deep x 55 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3529 KRUGER RD
City	MEMPHIS
State	TN
Zip	38108-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	UNION VILLA
Legal Lot Number	19&18
Jurisdiction	SHELBY TN
Township / Civil Division	6
Census Block Group	3
Census Block	3028
Census Tract	8900

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3529 KRUGER RD, MEMPHIS, TN 38108-2034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CITY OF MEMPHIS
Oct 31, 2022	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	May 6, 1996 · Amount on Record
Deed Document Number	2022120398
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	3529 KRUGER RD, MEMPHIS, TN 38108-2034
Transaction Type	Mortgage
Record Updated	Jul 24, 2023
Title Company	REGENCY TITLE AND ESCROW LLC, REGENCY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023055866
Date	Jul 10, 2023
Instrument	23055866

Lender

Name	CITY OF MEMPHIS
Type	Government Agency
Address	MEMPHIS, TN 38103

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 31, 2022
Property Address	3529 KRUGER RD, MEMPHIS, TN 38108-2034
Document Number	0022120398
Map Reference	MB 5 PG 3-4
Instrument Date	Oct 25, 2022
Instrument	22120398
Transaction Type	Transfer
Record Updated	Nov 4, 2022
Title Company	REGENCY TITLE AND ESCROW LLC, REGECNY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3529 KRUGER RD, MEMPHIS, TN 38108-2034

Mortgage

Document Number	0022120399
Date	Oct 31, 2022
Instrument	22120399

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,039.00 (-35.51%)	$38,650 (+46.12%) Land $2,500 Building $36,150	$154,600 (+46.12%) Land $10,000 Building $144,600
2023		$26,450 Land $950 Building $25,500
2022	$1,611.00
2021			$105,800 Land $3,800 Building $102,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–2011)
Most Recent Claim	Apr 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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