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3529 Kaiser Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3529 Kaiser Ave, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage2,512 sqft Living Area
Lot Size87,120 sqft (2 acres)
OccupancyOwner Occupied
Last Sale$59,000 (2015)
Tax Bill$3,261.00 (2024)

Property Details

APN / Parcel Number

Primary APN25-26-30-5080-0001-0985
Alternative APNs
  • 263025508000010985
  • 87837

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,512 sqft Living Area
Gross Area3,330 sqft Gross Area
1st Floor2,512 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleMobile Home Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area87,120 sqft (2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area533 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area378 sqft Shed
Patio Area420 sqft Patio
Porch Area285 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3529 KAISER AVE
CitySAINT CLOUD
StateFL
Zip34772-7366
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR EST UNIT 2 PB 1 PG 365 S 137.20 FT OF LOT 98 LESS W 7.5 FT
Legal Range30E
Legal Township26S
Legal Section25
Legal SubdivisionST CLOUD MANOR ESTATES UNIT 2
Legal Tract5080
Legal Block985
Legal Lot Number98
Legal Unit2P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1040
Census Tract43304

Owner

Source: Osceola County records · APN 25-26-30-5080-0001-0985

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3529 KAISER AVE, SAINT CLOUD, FL 34772-7366
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
WATERSTONE MORTGAGE CORP
Jan 20, 2022Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU
Aug 17, 2017Deed of Trust, Mortgage · Building or Construction Mortgage
GATEWAY MORTGAGE GROUP LLC
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS
Jan 29, 2018Loan Modification, Mortgage
GATEWAY MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 11, 2015 · Amount on Record
Deed SaleFeb 11, 2015 · Amount on Record
Deed Doc Number201520680
Deed Book / Page4734 / 1479
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3529 KAISER AVE, SAINT CLOUD, FL 34772-7366
Transaction TypeMortgage
Record UpdatedApr 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3529 KAISER AVE, SAINT CLOUD, FL 34772-7366

Mortgage

Document Number0069462591
DateMar 31, 2026
Book Page6946/2591
Instrument2026042701
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressBROOKFIELD, WI 53045
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2041

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3529 KAISER AVE, SAINT CLOUD, FL 34772-7366
Transaction TypeMortgage
Record UpdatedFeb 02, 2022
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3529 KAISER AVE, SAINT CLOUD, FL 34772-7366

Mortgage

Document Number0061330777
DateJan 20, 2022
Book Page6133/777
Instrument2022010737
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32828
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 19, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3529 KAISER AVE, SAINT CLOUD, FL 34772-7366
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051952520
DateAug 17, 2017
Book Page5195/2520
Instrument2017119140
Lender
NameGATEWAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressJENKS, OK 74037
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term372 Months
DueAug 01, 2048
Interest
Rate TypeFixed Rate
Rate5.75%
Type Change DateAug 01, 2019
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change7.75%
Index1-Year LIBOR
Max Rate10.7%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3529 KAISER AVE, SAINT CLOUD, FL 34772-7366
Document Number0057441576
Instrument DateJun 22, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3529 KAISER AVE ST CLOUD FL 347727366, ST CLOUD, FL 34772-7366

Mortgage

Document Number0057441576
DateJun 26, 2020
Book Page005744/001576
Instrument82597
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term240 Months
DueJun 25, 2040

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3529 KAISER AVE, SAINT CLOUD, FL 34772-7366
Document Number0052842820
Instrument DateJan 29, 2018
Transaction TypeMortgage
Record UpdatedFeb 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3529 KAISER AVE ST CLOUD FL 347727366, ST CLOUD, FL 34772-7366

Mortgage

Document Number0052842820
DateFeb 13, 2018
Book Page005284/002820
Instrument24648
Lender
NameGATEWAY MTG
TypeMortgage Company
AddressJENKS, OK 74037
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 12, 2048
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,437.00 (+5.4%) Homeowner's exemption$237,547 (+5.99%)$493,200 (+4.25%) Land $101,000 Building $392,200
2024$3,261.00 (+2.23%)
2023$3,190.00 (+4.38%) Homeowner's exemption$224,130 (+3%)$473,100 (+19.08%) Land $100,000 Building $373,100
2022$3,056.00 Homeowner's exemption$217,602$397,300 Land $80,000 Building $317,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 493 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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