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3529 Helena St, Gainesville, TX 76240 Property Records

Cooke County property record for 3529 Helena St, Gainesville, TX 76240

Property Summary

Property TypeUnder Construction
Details1,996 sqft · built 2025
Lot Size0.162 acres (7,057 sqft)
Owner2 Individual Names on File
Last Sale$451,102 (Feb 2026)
Tax Bill$7,138 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Feb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN2458-005-00018

Property Details

APN / Parcel Number

Primary APN2458-005-00018
Alternative APN
  • 326162

Interior

Building Area1,996 sqft Living Area
1st Floor Area1,996 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area7,057 sqft (0.162 acres)
Garage Area441 sqft

Location & Zoning

Account Number2458-005-00018
Street Address3529 HELENA ST
CityGAINESVILLE
StateTX
Zip76240-5044
Property CategoryOther
Property TypeOther > Under Construction
Legal DescriptionLIBERTY POINTE; BLOCK 5; LOT 18
Legal SubdivisionLIBERTY POINTE
Legal Block5
Legal Lot Number18
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group1
Census Block1005
Census Tract1100

Owner

3529 Helena St is owned and occupied by two individuals who bought it in February 2026.

Source: Cooke County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3529 HELENA ST, GAINESVILLE, TX 76240-5044
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed of Trust, Mortgage · Line of Credit
SIMMONS BANK
Feb 2, 2026Vendor's Lien, Subdivision Related Transfer · Stand-Alone First Mortgage
AMERICAN NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2026 · Amount on File
Deed SaleFeb 2, 2026 · Amount on File
Deed Document Number2026605
Deed Book / Page2761 / 289
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address3529 HELENA ST, GAINESVILLE, TX 76240-5044
Transaction TypeMortgage
Record UpdatedFeb 23, 2026
Title CompanyTRI CITY TITLE, TRINITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3045 LACKLAND RD, FORT WORTH, TX 76116-4121
InvestorPossibly a Property Investor

Mortgage

Document Number0002743/74
DateOct 28, 2025
Book Page2743/74
Instrument2025-7741
Lender
NameSIMMONS BANK
TypeBank
AddressFORT WORTH, TX 76107
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2026: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateFeb 2, 2026
Property Address3529 HELENA ST, GAINESVILLE, TX 76240-5044
Document Number002761/289
Book / Page2761 / 289
Map ReferenceCAB C SL 417
Instrument DateJan 23, 2026
Instrument2026-605
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 2, 2026
Title CompanyTRINITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3045 LACKLAND RD, FORT WORTH, TX 76116-4121

Transferred To (Grantee/Buyer)

NameVerified Name
Address3529 HELENA ST, GAINESVILLE, TX 76240-5044

Mortgage

Document Number0002026606
DateFeb 2, 2026
Instrument2026-606
Lender
NameAMERICAN NATIONAL BANK & TRUST
TypeBank
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term12 Months
DueFeb 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 3529 Helena St was $7,138 with a homeowner's exemption, up 144.4% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,138.00 (+144.37%) Homeowner's exemption$341,214 (+854.44%) Land $55,000 Building $286,214$341,214 (+854.44%) Land $55,000 Building $286,214
2025$2,921.00 (+4.73%)$35,750 Land $35,750$35,750 Land $35,750
2024$2,789.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3529 Helena St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims16 (1981–2015)
Claims Outside the SFHA7 of 16
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 6 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3529 Helena St is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 80% of Texas
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber		2,000 / 2,000
Optimum
Cable		940 / 35
Nextlink
Fixed Wireless		500 / 100
Element8
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
ElektraFi
Fixed Wireless		100 / 20

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