3528 Windmere Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 3528 Windmere Dr, Punta Gorda, FL 33982

Property Summary

Property TypeCommercial
Lot Size0.185 acres (8,063 sqft)
OwnerCompany Name on File
Last Sale$100,000 (Aug 2022)
Tax Bill$75 (2025)
Deeds & MortgagesAug 2022 Sale & Line of Credit
Aug 2022 Transfer
Flood ZoneZone AE (high risk)
APN41-23-04-401-015

Property Details

APN / Parcel Number

Primary APN41-23-04-401-015
Alternative APNs
  • 0099880-000000-7
  • 10004700199

Exterior

Lot Area8,063 sqft (0.185 acres)
Lot Dimensions110 ft deep x 73 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004700199
Old Parcel Number00998800000007
Street Address3528 WINDMERE DR
CityPUNTA GORDA
StateFL
Zip33982
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeECAP
Legal DescriptionTGE 000 0026 0079 TEE AND GREEN ESTATES RESUB BLK 26 LT 79 397/184 896/171 1056/925 DC3449/828-JBI PR09-1322 LO
Legal Range23E
Legal Township41S
Legal Section04
Legal SubdivisionTEE AND GREEN ESTATES
Legal Block26
Legal Lot Number79
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group3
Census Block3033
Census Tract10200

Owner

Source: Charlotte County records · APN 41-23-04-401-015

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1855 SOUTHPOINTE DR, SARASOTA, FL 34231-5337
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2022Warranty Deed, Transfer · Line of Credit
GRAND RIDGE NATIONAL BANK
Aug 04, 2022Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2022 · Amount on Record
Deed SaleAug 04, 2022 · Amount on Record
Prior SaleAug 04, 2022
Deed Document Number3136378
Deed Book / Page5029 / 1721
Record UpdatedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 04, 2022
Property Address3528 WINDMERE DR, PUNTA GORDA, FL 33982
Document Number0050291721
Book / Page5029 / 1721
Map ReferenceMB 4 PG 18-A
Instrument DateJul 29, 2022
Instrument3136378
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1203 W MARION AVE, 1203, PUNTA GORDA, FL 33950-5334

Transferred To (Grantee/Buyer)

NameVerified Name
Address1855 SOUTHPOINTE DR, SARASOTA, FL 34231-5337

Mortgage

Document Number0050291724
DateAug 04, 2022
Instrument5029/1724
Lender
NameGRAND RIDGE NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateAug 04, 2022
Property Address3528 WINDMERE DR, PUNTA GORDA, FL 33982
Document Number0050291719
Book / Page5029 / 1719
Map ReferenceMB 4 PG 18-A
Instrument DateJun 03, 2022
Instrument3136377
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address309 TAMIAMI TRL, 309, PUNTA GORDA, FL 33950-4875

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1203 W MARION AVE, PUNTA GORDA, FL 33950-5334

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$75.00 (-59.24%)$4,147 (+1%)$7,257 (+12.51%) Land $7,257
2024$184.00 (+16.46%)$3,770 (+10.01%)$6,450 (+59.97%) Land $6,450
2023$158.00 (+24.41%)$3,427 (-)$4,032 (+17.65%) Land $4,032
2022$127.00$3,427 Land $3,427$3,427 Land $3,427

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 193 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies193 in force
Nearby Flood Claims357 (1982–2026)
Claims Outside the SFHA5 of 357
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 90 claims
  • Hurricane Helene, Oct 2024 · 60 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 43 claims

Wildfire

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: T-Mobile USA.

Based on FCC filings for 4 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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