Osceola County property record for 3528 Pixie Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2008 |
| Square Footage | 3,107 sqft Heated Area |
| Lot Size | 8,233 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $310,000 (2019) |
| Tax Bill | $4,539.00 (2025) |
| Primary APN | 156286 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,107 sqft Heated Area |
| Gross Area | 3,764 sqft Gross Area |
| 1st Floor | 1,675 sqft 1st Floor |
| Upper Floors | 1,432 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,233 sqft (0.189 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 440 sqft Garage |
| Fence | Fence |
|---|---|
| Patio Area | 112 sqft Patio |
| Porch | Finished/Screened Porch |
| Porch Area | 217 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 156286 |
|---|---|
| Street Address | 3528 PIXIE LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8253 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ESPRIT PHASE 2 PB 20 PG 79-85 LOT 224 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | ESPRIT |
| Legal Phase | 2 |
| Legal Tract | 78 |
| Legal Block | 1 |
| Legal Lot Number | 224 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 43207 |
Source: Osceola County records · APN 156286
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3528 PIXIE LN, SAINT CLOUD, FL 34772-8253 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 17, 2018 | Deed of Trust, Mortgage · Line of Credit CENTRAL FLORIDA EDUCATORS FCU |
| Sep 12, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ENVOY MORTGAGE LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 12, 2019 · Amount on Record |
| Deed Sale | Sep 12, 2019 · Amount on Record |
| Prior Sale | Jun 29, 2012 · Amount on Record |
| Deed Doc Number | 2019117429 |
| Deed Book / Page | 5587 / 2819 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3528 PIXIE LN, SAINT CLOUD, FL 34772-8253 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053690191 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | 5369/0191 |
| Instrument | 2018109513 |
| Name | CENTRAL FLORIDA EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Jul 16, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 12, 2019 |
| Property Address | 3528 PIXIE LN, SAINT CLOUD, FL 34772-8253 |
| Document Number | 0055872819 |
| Book / Page | 5587 / 2819 |
| Map Reference | MB 20 PG 79-85 |
| Instrument Date | Sep 05, 2019 |
| Instrument | 2019117429 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | LEGACY TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5950 ALLIGATOR LAKE SHR W, 5950, SAINT CLOUD, FL 34771-7338 |
| Name | Verified Name |
|---|---|
| Address | 3528 PIXIE LN, SAINT CLOUD, FL 34772-8253 |
| Document Number | 0055872821 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 5587/2821 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,539.00 (+6.08%) Homeowner's exemption | $296,514 (+5.99%) | $415,600 (-5.82%) Land $75,000 Building $340,600 |
| 2023 | $4,279.00 (+3.48%) Homeowner's exemption | $279,766 (+3%) | $441,300 (+16.41%) Land $60,000 Building $381,300 |
| 2022 | $4,135.00 Homeowner's exemption | $271,618 | $379,100 Land $55,000 Building $324,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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