Oakland County property record for 3528 Phillips Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,162 sqft · built 1955 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $348,000 (Jun 2026) |
| Tax Bill | $5,124 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-07-383-013 |
| Primary APN | 04-25-07-383-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| 1st Floor Area | 1,162 sqft |
| Basement Area | 917 sqft |
| Unfinished Basement | 917 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3528 PHILLIPS AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-3421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 7 COTTAGE HOMES SUB N 1/2 OF LOT 363 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | COTTAGE HOMES |
| Legal Lot Number | 363 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 170100 |
3528 Phillips Ave is owned and occupied by an individual who bought it in June 2026.
Source: Oakland County records, as of July 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 30420 LEEMOOR ST, BEVERLY HILLS, MI 48025-4915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage EQUITY TITLE COMPANY, EQUITY TITLE |
| Jun 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jun 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOAN STORE |
| Dec 18, 2020 | Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Jul 2, 2020 | Warranty Deed, Transfer · Construction Mortgage MARSHALL REDDICK MTG FUND LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on File |
| Deed Sale | Jun 12, 2026 · Amount on File |
| Prior Sale | Dec 12, 2024 · Amount on File |
| Deed Document Number | 202683512 |
| Deed Book / Page | 61285 / 193 |
| Prior Transfer Date | Sep 30, 2015 |
| Prior Transfer Doc | 0000198185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 12, 2026 |
| Property Address | 3528 PHILLIPS AVE, BERKLEY, MI 48072-3421 |
| Document Number | 0000083512 |
| Book / Page | 61285 / 193 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202683512 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $263,610.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30420 LEEMOOR ST, BEVERLY HILLS, MI 48025-4915 |
| Document Number | 20260081096, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202681096 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 8, 2026 |
| Property Address | 3528 PHILLIPS AVE, BERKLEY, MI 48072-3421 |
| Document Number | 0000081096 |
| Book / Page | 61270 / 248 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202681096 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 30420 LEEMOOR ST, BEVERLY HILLS, MI 48025-4915 |
| Document Number | 0000081096, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 61270/248 |
| Instrument | 202681096 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 12, 2026 |
| Property Address | 3528 PHILLIPS AVE, BERKLEY, MI 48072-3421 |
| Document Number | 20260083512 |
| Book / Page | 61285 / 193 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202683512 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $263,610.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30420 LEEMOOR ST, BEVERLY HILLS, MI 48025-4915 |
| Document Number | 0000081096, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202681096 |
| Name | LOAN STORE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 18, 2020 |
| Property Address | 3528 PHILLIPS AVE, BERKLEY, MI 48072-3421 |
| Document Number | 0000214926 |
| Book / Page | 055359 / 000401 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 214926 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,977.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3528 PHILLIPS AVE BERKLEY MI 480723421, BERKLEY, MI 48072-3421 |
| Document Number | 270679 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 055368/000456 |
| Instrument | 270679 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 2, 2020 |
| Property Address | 3528 PHILLIPS AVE, BERKLEY, MI 48072-3421 |
| Document Number | 0000128887 |
| Book / Page | 054439 / 000401 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 128887 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2020 |
| Title Company | VANGUARD TITLE COMPANY, VANGUARD TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $946.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 850 STEPHENSON HWY TROY MI 480831152, TROY, MI 48083-1152 |
| Document Number | 128888 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 054439/000404 |
| Instrument | 128888 |
| Name | MARSHALL REDDICK MTG FUND LLC |
|---|---|
| Address | 4299 MACARTHUR BLVD # 105, NEWPORT BEACH, CA 92660-2019 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 1, 2021 |
The 2025 property tax bill for 3528 Phillips Ave was $5,124 with a homeowner's exemption, up 8.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,124.00 (+8.1%) Homeowner's exemption | $132,790 | $265,580 |
| 2024 | $4,740.00 | ||
| 2023 | $117,550 | $235,100 | |
| 2021 | $3,959.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3528 Phillips Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Apr 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3528 Phillips Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 948 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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