3528 Orange St, Norfolk, VA 23513 Property Records

Norfolk City property record for 3528 Orange St, Norfolk, VA 23513

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,339 sqft · built 1960
Lot Size	0.171 acres (7,436 sqft)
Owner	Individual Name on Record
Tax Bill	$3,151 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Jul 2022 Refinance + 2 more
APN	`11396900`

Property Details

APN / Parcel Number

Primary APN	`11396900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,339 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,436 sqft (0.171 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3528 ORANGE ST
City	NORFOLK
State	VA
Zip	23513-4067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	8 ESTABROOK SHORES
Legal Subdivision	ESTABROOK SHORES
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1005
Census Tract	6100

Owner

Source: Norfolk City records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3528 ORANGE ST, NORFOLK, VA 23513-4067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Jul 20, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance OVM FINANCIAL INC
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CENTER LLC
Nov 12, 2020	Deed of Trust, Mortgage · Commercial Mortgage THE OLD POINT NATIONAL BANK OF PHOEBUS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 11, 2022
Transfer Doc	0000018004
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	3528 ORANGE ST, NORFOLK, VA 23513-4067
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220024118
Date	Oct 6, 2022
Instrument	220024118

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2027

Interest

Rate Type	Fixed Rate

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORFOLK CITY VA
Recording Date	Jul 20, 2022
Property Address	3528 ORANGE ST, NORFOLK, VA 23513-4067
Document Number	0220018004
Instrument Date	Jul 11, 2022
Instrument	220018004
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3528 ORANGE ST, NORFOLK, VA 23513-4067

Mortgage

Document Number	0220018005
Date	Jul 20, 2022
Instrument	220018005

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.13%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	3528 ORANGE ST, NORFOLK, VA 23513-4067
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200017131
Date	Jul 28, 2020
Instrument	200017131

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	3528 ORANGE ST, NORFOLK, VA 23513-4067
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200028056
Date	Nov 12, 2020
Instrument	200028056

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOEBUS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,151.00 (+12.06%)	$256,200 (+13.87%) Land $72,000 Building $184,200	$256,200 (+13.87%) Land $72,000 Building $184,200
2023	$2,812.00	$225,000 Land $72,000 Building $153,000	$225,000 Land $72,000 Building $153,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	16 (1990–2016)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Orange St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures