3528 Millvale Rd, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 3528 Millvale Rd, Windsor Mill, MD 21244

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,448 sqft · built 1952
Lot Size0.203 acres (8,845 sqft)
OwnerIndividual Name on Record
Last Sale$366,500 (Apr 2026)
Tax Bill$2,836 (2024)
Deeds & MortgagesFeb 2025 Second Mortgage
Apr 2026 Sale & Mortgage
APN02-0204001492

Property Details

APN / Parcel Number

Primary APN02-0204001492
Alternative APNs
  • 20204001492
  • 0204001492

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,448 sqft Living Area
1st Floor Area832 sqft
Basement Area200 sqft
Finished Basement200 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area8,845 sqft (0.203 acres)
Lot Dimensions145 ft deep x 61.5 ft wide
PorchOpen Porch
Porch Area90 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0204001492
Street Address3528 MILLVALE RD
CityWINDSOR MILL
StateMD
Zip21244-2970
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3528 MILLVALE RD MILLVALE
Legal SubdivisionMILLVALE
Legal Block4
Legal Lot Number42
JurisdictionBALTIMORE MD
Township / Civil Division2
Census Block Group4
Census Block4002
Census Tract402303

Owner

Source: Baltimore County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4763 ENGLISH AVE, 106B, FORT GEORGE G MEADE, MD 20755-2195
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ORACLE REALTY INC
Apr 29, 2026Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2026 · Amount on Record
Deed SaleApr 29, 2026 · Amount on Record
Prior SaleJan 14, 2025 · Amount on Record
Deed Document Number2026
Deed Book / Page51255 / 270
Record UpdatedOct 29, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3528 MILLVALE RD, WINDSOR MILL, MD 21244-2970
Transaction TypeMortgage
Record UpdatedMay 7, 2026
Title CompanyGOLDSTAR TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0499030451
DateFeb 28, 2025
Book Page49903/451
Lender
NameORACLE REALTY INC
TypeNon-Lending Institution
AddressNOTTINGHAM, MD 21236
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term13 Months
DueMar 1, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALTIMORE MD
Recording DateApr 29, 2026
Property Address3528 MILLVALE RD, WINDSOR MILL, MD 21244-2970
Document Number0512550270
Book / Page51255 / 270
Instrument DateApr 16, 2026
Transaction TypeTransfer
Record UpdatedMay 11, 2026
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$370,165.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner

Mortgage

Document Number5125000277,
DateApr 29, 2026
Book Page51255/277
Lender
NameMORTGAGE RESEARCH CTR
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$210,000 (+12.56%)$243,800 (+26.26%) Land $105,900 Building $137,900
2024$2,836.00 (+115.67%)
2023$1,315.00 Homeowner's exemption$186,567$193,100 Land $58,600 Building $134,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1978–2024)
Claims Outside the SFHA2 of 4
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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