3528 Miller Rd, Street, MD 21154 Property Records

Harford County property record for 3528 Miller Rd, Street, MD 21154

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,016 sqft · built 2017
Lot Size	2.61 acres (113,692 sqft)
Owner	Individual Name on Record
Last Sale	$705,500 (Jul 2023)
Tax Bill	$6,587 (2026)
Deeds & Mortgages	Feb 2026 Second Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-054818`

Property Details

APN / Parcel Number

Primary APN	`05-054818`
Alternative APNs	`5054818` `054818`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,016 sqft Total Area
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	113,692 sqft (2.61 acres)
Garage Type	Basement
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	726 sqft
Deck Area	60 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	054818
Street Address	3528 MILLER RD
City	STREET
State	MD
Zip	21154-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 12 2.61 AC 3528 MILLER ROAD LD AMOS PT 122/28
Legal Subdivision	PLAT FOUR LANDS OF GEORGE H AMOS
Legal Lot Number	12
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	4
Census Block	4009
Census Tract	305100

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3528 MILLER RD, STREET, MD 21154-1305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU
Jul 7, 2023	Deed, Transfer · Conventional Mortgage PEOPLES SAVINGS BANK
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Sep 10, 2015 · Amount on Record
Deed Book / Page	15961 / 337
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3528 MILLER RD, STREET, MD 21154-1305
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170160148
Date	Feb 26, 2026
Book Page	17016/148

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 28, 2041

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 7, 2023
Property Address	3528 MILLER RD, STREET, MD 21154-1305
Document Number	0159610337
Book / Page	15961 / 337
Map Reference	MB CGH 78 FO 110
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	FRONT DOOR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,527.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3528 MILLER RD, STREET, MD 21154-1305

Mortgage

Document Number	0159610343
Date	Jul 7, 2023
Instrument	15961-0343

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	12-Month MTA
Margin	3
Max Rate	11.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3528 MILLER RD, STREET, MD 21154-1305
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138690319
Date	May 22, 2020
Book Page	13869/319

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,587.00 (+16.07%)	$598,867 (+21.56%)	$640,700 (+24.36%) Land $123,000 Building $517,700
2025	$5,675.00 (+9.51%)
2023		$492,667 (+4.79%)	$515,200 (-) Land $123,000 Building $392,200
2022	$5,182.00 (+0.39%) Homeowner's exemption	$470,133	$515,200 Land $123,000 Building $392,200
2021	$5,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Sep 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	1,000 / 1,000
Armstrong Cable	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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