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3528 Lake Circle Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 3528 Lake Circle Dr, Fallbrook, CA 92028 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,462 sqft · built 2000
Lot Size0.126 acres (5,500 sqft)
Owner2 Individual Names on File
Last Sale$585,000 (Jul 2020)
Tax Bill$6,584 (2025)
Deeds & MortgagesMar 2026 Second Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN125-271-09-00

Property Details

APN / Parcel Number

Primary APN125-271-09-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,462 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area5,500 sqft (0.126 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3528 LAKE CIRCLE DR
CityFALLBROOK
StateCA
Zip92028-7856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 52 TR 012710
Legal SubdivisionFALLBROOK 4249-2
Legal Tract012710
Legal Block1
Legal Lot Number52
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group1
Census Block1001
Census Tract19109

Owner

Source: San Diego County records · APN 125-271-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3528 LAKE CIRCLE DR, FALLBROOK, CA 92028-7856
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jul 23, 2020Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 23, 2020 · Amount on Record
Deed SaleJul 23, 2020 · Amount on Record
Prior SaleJun 22, 2007 · Amount on Record
Deed Document Number2020400390
Prior Transfer DateAug 19, 2002
Prior Transfer Doc0000766243
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3528 LAKE CIRCLE DR, FALLBROOK, CA 92028-7856
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3528 LAKE CIRCLE DR, FALLBROOK, CA 92028-7856

Mortgage

Document Number0000082893
DateMar 26, 2026
Instrument2026-0082893
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueApr 01, 2036

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 23, 2020
Property Address3528 LAKE CIRCLE DR, FALLBROOK, CA 92028-7856
Document Number0000400390
Map ReferenceMAP 12710
Instrument DateJul 09, 2020
Instrument2020-0400390
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3528 LAKE CIRCLE DR, FALLBROOK, CA 92028-7856

Mortgage

Document Number0000400391
DateJul 23, 2020
Instrument2020-0400391
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$645,883 (+2%) Land $281,078 Building $364,805
2025$6,584.00 (+1.95%) Homeowner's exemption$633,219 (+4.04%) Land $275,567 Building $357,652
2024$6,458.00 (+2.25%)
2023$6,316.00 (+1.77%) Homeowner's exemption$608,632 Land $264,867 Building $343,765
2022$6,206.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730191091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskHigh
above 79% of the US · above 56% of California
Wildfire LikelihoodAbout 1 in 185 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 537 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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